Are you considering new construction homes in South Carolina? You’re in luck! South Carolina offers a beautiful and vibrant setting, with a diverse range of cities and towns to choose from. Whether you’re drawn to the coastal charm of Bluffton and Hilton Head Island, the historic appeal of Charleston, or the suburban comfort of Mount Pleasant and Summerville, there’s a perfect location for you in the Palmetto State.
New homes in South Carolina offer a variety of benefits, including energy efficiency, lower maintenance, and warranties. With its beautiful beaches, mild climate, convenient location, strong economy, and excellent schools, South Carolina is a great place to buy a new home.
Buying a new construction home is an exciting opportunity to create your dream living space. With numerous options for customization and personalization, you can design a home that perfectly suits your needs and preferences.
However, before embarking on this journey, it’s important to understand the unique aspects of purchasing a new construction home. In this comprehensive guide, we’ll walk you through the entire process, step by step, ensuring that you have all the information you need to make an informed decision.
7 Steps to Buying a New Construction Home in South Carolina
- Step 1: Decide Where in South Carolina You Want to Live
- Step 2: Choose The Type of New Home You Want to Live In
- Step 3: Choose Which Type of Community is Right for You
- Step 4: Consider Whether to Build Your New Home or Move In Now
- Step 5: Finding the Right South Carolina Home Builder
- Step 6: Prepare Your Finances and Finalize Your Mortgage
- Step 7: Get Ready for Your New Home in South Carolina
Step 1: Decide Where in South Carolina You Want to Live
South Carolina offers a diverse range of new construction housing options in communities with great career and educational opportunities, centralized locations, and plenty of parks and attractions to explore. Whether you’re looking for a single-family home, townhouse, or condo, you’re sure to find the perfect new home for you and your family in South Carolina.
In addition to its many lifestyle benefits, new homes in South Carolina offer homebuyers a great number of other advantages, including:
- Cost of Living: South Carolina has a low cost of living making it a relatively affordable place to live.
- Strong economy: South Carolina is home to a variety of Fortune 500 companies and is a major hub for the manufacturing, tourism, and healthcare industries, making it a great place to live and work. This means that there are plenty of job opportunities and a growing population, which can drive up home values over time.
- Excellent schools: South Carolina has a well-regarded public school system. This is important for families with young children or who are planning to start a family in the future.
- Proximity to major cities: South Carolina is located within a short drive of other major cities like Charlotte, North Carolina, and Atlanta, Georgia. This makes it easy to travel to other parts of the Southeast or to other states in the region.
- Diverse range of communities: South Carolina is made up of a variety of cities and neighborhoods, each with its own unique character. This means that you can find the perfect community to fit your needs, whether you’re looking for a coastal lifestyle, a mountain retreat, or a historic downtown.
Which city or neighborhood is right for you?
South Carolina’s diverse cities and neighborhoods cater to a wide range of lifestyles and preferences, offering something for everyone. From the laid-back atmosphere of Bluffton and Hilton Head Island to the vibrant economy of Mount Pleasant and the rich history of Charleston, South Carolina’s tapestry of communities ensures a perfect fit for every lifestyle.
To find the best fit for your needs, start by narrowing down your choices based on the factors that are most important to you.
Here are a few things to consider:
- Commute: Consider how long you’re willing to commute to work or school. Some South Carolina cities are more centrally located than others, making it easier to get around.
- Budget: New construction homes can vary in price depending on the neighborhood, size of the home, and features. Be sure to set a budget before you start shopping so that you don’t overspend.
- Schools: If you have children or plan to have children in the future, consider the quality of the schools in the neighborhoods you’re considering.
- Lifestyle: Do you want to live in a walkable neighborhood with lots of restaurants and shops? Or do you prefer a more suburban setting with more space? Consider your lifestyle preferences when choosing a neighborhood.
Once you’ve considered these factors, you can start to narrow down your choices.
For Example: Young Professionals seeking a vibrant urban lifestyle often gravitate towards Charleston, while families drawn to a safe and family-friendly environment with excellent schools may consider Mount Pleasant or Summerville. Retirees seeking an active lifestyle might prefer Hilton Head Island, while those seeking a slower pace of life might find their solace in Summerville’s historic charm.
But no matter your needs, from bustling cityscapes to serene suburbs, South Carolina has something for everyone. With its beautiful beaches, award-winning schools, and vibrant downtowns, South Carolina is a great place to call home – and with so many neighborhoods and new construction homes to choose from, you’re sure to find the perfect fit for your lifestyle in a place you’ll love.
Ready to embark on your South Carolina adventure? Browse our selection of New Homes for Sale in South Carolina and discover your dream home amidst the state’s captivating landscapes and endless possibilities!
Bluffton SC: A Charming Coastal Town with Big City Amenities
Nestled between Savannah, Georgia, Hilton Head Island, and Charleston, Bluffton is a charming coastal town that exudes Southern hospitality and embraces a relaxed coastal lifestyle. With its moss-draped oak trees, historic streets lined with colorful antebellum homes, and vibrant arts scene, Bluffton offers the best of both worlds: the tranquility of a small town with the conveniences and amenities of a larger city.
Bluffton’s welcoming atmosphere is evident in its friendly locals, charming streetscapes, and abundance of community events. Stroll through the historic district, lined with antebellum homes and art galleries, and immerse yourself in the town’s rich heritage. Savor the flavors of the Lowcountry at local restaurants, where fresh seafood and delectable dishes are served with Southern hospitality.
What Makes Bluffton SC a Good Place to Live:
- Strong sense of community: Bluffton residents are known for their friendliness and welcoming nature. The town hosts a number of community events throughout the year, such as the annual Bluffton Arts & Crafts Festival and the Oyster Festival.
- Historic Charm: Bluffton’s Historic District is a delightful blend of antebellum architecture, quaint boutiques, shops, and art galleries. Stroll along tree-lined streets lined with moss-draped oaks and admire the town’s rich history. Bluffton is also home to a number of well-preserved historical sites, including the Heyward-Williams House and the Daufuskie Island Historical Society.
- Excellent Schools: Served by the highly-rated Beaufort County School District, Bluffton’s schools are consistently ranked among the best in the state, offering rigorous academic curriculum, dedicated teachers, and a supportive learning environment.
- Outdoor Activities: Bluffton’s natural beauty offers endless opportunities for outdoor enthusiasts. Kayak through the pristine May River, hike through the lush Palmetto Bluff Preserve, fish in the tranquil waters of the Calibogue Sound, or tee off at one of Bluffton’s championship golf courses.
- Cultural Delights: Immerse yourself in Bluffton’s vibrant arts scene. Attend a live performance at the Arts Center of Bluffton, catch a captivating show at the Hilton Head Island Playhouse, or explore the unique artistry of local galleries.
- Culinary Adventures: Savor the flavors of Lowcountry cuisine at Bluffton’s diverse array of restaurants. Indulge in fresh seafood, indulge in Southern comfort food, or experience international flavors.
- Low crime rate: Bluffton has a low crime rate compared to other cities in the region.
- Convenient location: Conveniently located near I-95 and Hilton Head Island, making it easy to access other cities in the region, including Savannah, Charleston, and Jacksonville.
In addition to these highlights, Bluffton offers a host of other amenities, including excellent healthcare facilities, modern shopping centers, and a variety of businesses and industries. Whether you’re seeking a tranquil retirement haven, a vibrant family-friendly community, or a place to launch your career, Bluffton has something to offer everyone.
Interested in Bluffton SC? Check out our selection of New Homes for Sale in Bluffton South Carolina, or contact us today to learn more about new homes in Bluffton SC.
Summerville SC: Where Southern Charm Meets Modern Living
If you’re seeking a small-town atmosphere with a strong sense of community, Summerville might be the perfect fit. Known as the “Flowertown of the Carolina Lowcountry,” Summerville is renowned for its stunning azalea-lined streets and manicured gardens. Steeped in history, Summerville boasts a charming and historic downtown district adorned with antebellum architecture, cobblestone streets, and beautiful gardens.
The town hosts numerous events and festivals throughout the year, including the famous Flowertown Festival. With its affordable housing options and top-rated schools, Summerville is an attractive choice for families and those looking for a close-knit community.
You’ll never have a dull weekend, Summerville hosts numerous events and festivals with sights and attractions like the Flowertown Festival, Azalea Park & Sculpture Garden, Summerville Farmers Market, Summerville Antique Gallery, and Ashley River Park. Plus, weekend excursions to Charleston, Lake Moultrie, and South Carolina’s beautiful beaches are well within reach.
Why Summerville South Carolina is a Great Place to Live:
- Small-town charm with big-city amenities: Summerville offers the best of both worlds. Residents enjoy the peace and quiet of a small town, while still having access to a variety of amenities, including excellent schools, parks, recreational facilities, and a thriving arts and culture scene.
- An Enchanting Downtown: Summerville’s downtown district is a haven for history buffs and art enthusiasts, brimming with antebellum architecture, art galleries, and antique shops.
- Rich history and captivating architecture: Immerse yourself in Summerville’s fascinating past, evident in its stunning antebellum homes, historic sites, and museums. Founded in 1782, Summerville is home to a number of historic attractions, including the Summerville Dorchester Museum, the Middleton Place National Historic Landmark, and the Boone Hall Plantation and Gardens.
- Thriving arts and culture scene: Discover the town’s vibrant arts scene, with galleries showcasing local art, theaters staging captivating performances, and festivals celebrating the town’s rich heritage.
- Diverse culinary delights: Indulge in Summerville’s culinary scene, savoring fresh seafood, Southern comfort food, and international flavors.
- Outdoor adventures and recreational opportunities: Escape to nature’s embrace at Azalea Park, embark on hiking trails, explore the town’s waterways, or tee off at one of Summerville’s championship golf courses.
- Family-friendly atmosphere and top-rated schools: Summerville is an ideal place to raise a family, with its safe neighborhoods, abundance of family-friendly activities, and top-rated schools.
- Convenient Location: Situated just 20 miles from Charleston, Summerville provides easy access to the bustling city while maintaining its tranquil Southern charm. The town is also close to a number of beaches, including Isle of Palms, Sullivan’s Island, and Folly Beach.
Whether you’re seeking a charming Southern town steeped in history, a vibrant arts and culture hub, or a family-friendly community with outdoor adventures, Summerville offers a captivating blend of experiences, making it a wonderful place to call home.
Interested in Summerville, South Carolina? We are currently building a variety of new construction homes in Summerville SC.
Our homes are designed to fit a variety of lifestyles and budgets, and they offer the latest in energy-efficient features and stylish finishes.
Thinking about Summerville SC? Check out our selection of New Homes for Sale in Summerville SC, or contact us today to learn more about new homes in Summerville, South Carolina.
Mount Pleasant SC: A Coastal Gem with Southern Charm
Situated just across the Cooper River from Charleston, Mount Pleasant offers a suburban retreat with easy access to the amenities of a larger city. The town boasts excellent schools, beautiful parks, and a variety of shopping and dining options. With its close proximity to the beaches of Sullivan’s Island and Isle of Palms, Mount Pleasant offers the best of both worlds – a tranquil suburban lifestyle and the excitement of nearby Charleston.
Fish, shop, sightsee, and dine on the Mount Pleasant Pier, then visit museums like the Patriots Point Naval & Maritime Museum or golf at the Patriots Point Links. Launch your kayak or stroll along the Ocean Walk at Pitt Street Bridge Park, or hike, picnic, fish, crab, and kayak at the 943-acre Palmetto Islands County Park.
What Makes Mount Pleasant SC a Good Place to Live:
- Coastal Paradise: Mount Pleasant boasts stunning beaches, including Sullivan’s Island and Isle of Palms, where residents and visitors alike can bask in the sun, swim in the refreshing ocean waters, and engage in various water sports.
- Historic Charm: Mount Pleasant’s history comes alive in its well-preserved downtown, lined with antebellum architecture, art galleries, and quaint boutiques. Stroll along King Street, the city’s main thoroughfare, and immerse yourself in the rich history and vibrant culture of Mount Pleasant.
- Family-Friendly Haven: Mount Pleasant is a haven for families, with top-rated schools, an abundance of parks and playgrounds, and a variety of kid-friendly activities. Enjoy a picnic at Palmetto Islands County Park, explore nature trails at Mount Pleasant Memorial Gardens, or catch a family-friendly performance at the Charleston Coliseum.
- Culinary Delights: Mount Pleasant’s culinary scene tantalizes taste buds with an array of fresh seafood, Southern comfort food, and international flavors. Indulge in fresh oysters at one of the many waterfront restaurants, savor authentic Lowcountry cuisine, or embark on a global culinary adventure.
- Outdoor Adventures: Mount Pleasant offers a plethora of outdoor activities, from kayaking and paddleboarding in the calm waters of the harbor to hiking and biking through scenic trails. Explore Shem Creek Park, a nature lover’s paradise, or cycle along the Palmetto Islands County Park trails.
- Cultural Enrichments: Mount Pleasant’s cultural scene is as diverse as its residents. Catch a captivating performance at the Charleston Gaillard Center, immerse yourself in art at the Mount Pleasant Artists Guild, or attend a lively festival, such as the Cooper River Bridge Run or the Spoleto Festival USA.
- Convenient Location: Mount Pleasant is conveniently located just minutes from historic Charleston, providing easy access to its world-renowned attractions, shopping, and dining options. Enjoy the best of both worlds – coastal tranquility and urban convenience.
Mount Pleasant, South Carolina, is a place where coastal charm meets modern sophistication, offering residents and visitors alike an enchanting blend of natural beauty, cultural vibrancy, and family-friendly living. Whether you seek tranquility amidst nature, vibrant arts experiences, or culinary delights, Mount Pleasant has something to captivate and inspire.
Interested in Mount Pleasant SC? Check out our New Homes in Mount Pleasant SC or contact us today to learn more about new homes for sale in Mount Pleasant, South Carolina.
Hilton Head Island SC: Beach Bliss and Island Charm
Imagine waking up to the sound of gentle waves lapping the shore, stepping out onto your private deck to greet the day with a breathtaking ocean view, and exploring miles of pristine beaches – all just steps from your brand-new home. This idyllic lifestyle awaits you on Hilton Head Island, South Carolina, a haven of natural beauty, unparalleled amenities, and a welcoming community.
Hilton Head Island is a world-renowned destination known for its pristine beaches, golf courses, and luxury resorts. If you’re drawn to the laid-back lifestyle of island living and enjoy outdoor activities like golfing, biking, and water sports, Hilton Head Island is the place to be. The island also offers a vibrant arts and culture scene, with galleries, theaters, and music festivals. Whether you’re looking for a vacation home or a permanent residence, Hilton Head Island offers a slice of paradise.
Thanks to Route 278, Hilton Head Island also offers a simple commute to other parts of South Carolina and major cities like Savannah, Georgia. For farther commutes, Hilton Head Island Airport offers flights to and from New York City, Newark, Charlotte, and Atlanta, and Savannah/Hilton Head International Airport offers direct flights to and from 31 cities in the US, making it easy to find your next adventure.
What makes Hilton Head Island SC a good place to live:
- Unrivaled Natural Beauty: From its pristine beaches and lush Lowcountry landscape to its stunning waterways and abundant wildlife, Hilton Head Island offers an unmatched natural paradise.
- Outdoor Adventure: Hilton Head Island has a mild climate with warm summers and cool winters. You can enjoy outdoor activities year-round. Golfers can tee off on world-class courses, while nature enthusiasts can explore miles of biking and hiking trails, kayak through tranquil waterways, or fish in the abundant waters.
- Thriving Cultural Scene: Immerse yourself in the arts at local galleries and museums, enjoy live performances at the Arts Center of Coastal Carolina, or experience the vibrant street festivals and events that take place year-round.
- Culinary Delights: Savor the flavors of the Lowcountry at renowned restaurants, indulge in fresh seafood, or explore the diverse culinary scene offering everything from casual cafes to fine dining experiences.
- A Welcoming Community: Hilton Head Island fosters a strong sense of community, with friendly residents, family-friendly events, and a variety of clubs and organizations to connect you with like-minded individuals.
- Top-Rated Schools: Families can rest assured knowing that Hilton Head Island boasts excellent public and private schools, providing a high-quality education for children of all ages.
- Relaxed atmosphere: Hilton Head Island has a laid-back atmosphere that is perfect for escaping the hustle and bustle of everyday life. There is no rush hour, no traffic, and no pressure to do anything but relax and enjoy the moment.
Ready to make Hilton Head Island your home? Check out our New Homes in Hilton Head Island or contact us today to learn more about new homes for sale in Hilton Head Island, South Carolina.
Charleston SC: Captivating History and Southern Charm
Immerse yourself in the rich history, captivating charm, and vibrant energy of Charleston, South Carolina. Charleston, often referred to as the Holy City, is a coastal city steeped in history and known for its Southern charm. With its cobblestone streets, historic homes, and well-preserved architecture, Charleston offers a unique blend of old-world charm and modern sophistication.
The largest city in South Carolina, Charleston is renowned for its vibrant food scene, with award-winning restaurants and local eateries serving up Lowcountry cuisine. Charleston also boasts a thriving arts and culture landscape, with galleries, theaters, and music venues showcasing local talent. If you’re looking for a city with a rich history, cultural diversity, and a lively atmosphere near stunning beaches, Charleston is the place to be.
What makes Charleston SC a great place to live?
- Historic Charm: Wander through Charleston’s historic streets, lined with mesmerizing antebellum architecture and adorned with colorful gardens. Immerse yourself in the city’s rich history, evident in iconic landmarks like Fort Sumter and the Charleston City Market.
- Foodie Paradise: Charleston’s culinary scene is a haven for gourmands. Delight in fresh seafood, savor Lowcountry classics like shrimp and grits, and embark on a gourmet adventure through renowned restaurants, charming cafes, and bustling markets.
- Thriving Culture: Immerse yourself in Charleston’s vibrant arts scene. Explore world-class museums, attend captivating theater productions, and discover unique art galleries. The city’s cultural pulse beats through its streets, offering endless possibilities for your creative spirit.
- Outdoor Oasis: Embrace Charleston’s active lifestyle. Enjoy miles of pristine beaches, kayak through scenic marshes, explore vibrant parks, or bike along the scenic Battery promenade. The city’s natural beauty provides a backdrop for countless outdoor adventures.
- Family-Friendly Community: Charleston fosters a nurturing and welcoming environment for families. Excellent schools, numerous parks and playgrounds, and a strong sense of community ensure your children thrive in a safe and supportive environment.
Charleston is more than just a place to live; it’s a lifestyle. Live amidst breathtaking beauty, immerse yourself in vibrant culture, and become part of a welcoming and supportive community.
Ready to start your Charleston journey? Check out our New Homes for sale in Charleston SC or contact us today to learn more about new homes in Charleston, South Carolina.
Step 2: Choose The Type of New Home You Want to Live In
Some benefits of homeownership apply no matter what kind of home you live in. When you own instead of rent, you get the freedom to personalize your home as you wish, and you’ll be building equity over time.
But there are also key differences between different types of homes.
Let’s look at some common options for new construction homes in South Carolina.
When you were a kid and you drew a picture of a house, you probably drew a single-family home–a free-standing square building with a triangular roof. A single-family home doesn’t have to look exactly like that, but it refers to a home that’s a detached structure meant for one family unit or household.
While you may still have next-door neighbors, you won’t share an interior wall with anyone, and will have a certain amount of outdoor space to yourself. This makes a single-family home a great choice for anyone prioritizing privacy and space – whether that means more bedrooms, a backyard, or simply plenty of room to stretch out.
You’ll also have the opportunity for renovation and expansion – though you’ll also be responsible for repairs and maintenance. While single-family homes can cost more than some alternatives, they can also be a savvy financial investment.
Townhomes & Condos
A condo–short for condominium–refers to a building of individually owned apartments. Generally, condos are perfect for first-time homeowners, young professionals, young families, people looking to downsize, and people looking for a more minimalist, low-maintenance lifestyle.
While you may think of condos as cramped spaces with tiny living areas and no more than two bedrooms, this isn’t always the case. True, condos may not offer much extra space or bonus rooms, but you can certainly have enough space to fit everything you need and live comfortably.
In fact, some condos are even larger than single-family homes! Some of K. Hovnanian’s luxury condos offer 3 bedrooms, 2.5 bathrooms, and a whopping 2,602 square feet, featuring extravagant finishes and a sense of grandeur you might expect would be lost in apartment-style living.
However, condos mean more neighbors, more shared walls, and potentially less privacy. You’ll likely have one shared main entrance to the building or your section of the building, and then you’ll navigate through a hallway full of entrances to private apartments to get to your door.
If you’d like something halfway between a house and an apartment, a townhome could be for you. These multi-level structures have at least two floors and are attached to other living units by one or both walls.
This means you might have one or two next-door neighbors, but won’t have upstairs or downstairs neighbors. It also means you’ll have just one entrance to go through, and it’ll be a front door directly to your home.
If you enjoy the sense of community that can come from being close to your neighbors, shared amenities like a community pool or park, and a living environment that’s somewhere between urban and suburban, townhomes could be an ideal (and affordable) alternative to a detached home.
Offering more privacy than condos, townhomes are equally suited to first-time homebuyers who’ve outgrown apartment living and older homeowners who might be looking to downsize. The multi-level nature of townhomes, as well as the fact that they typically have a backyard or private outdoor space, can offer more division between spaces, creating the sense of more room, even if the square footage isn’t actually more than that of a condo.
Multi-Generational / Extra Suites
As multigenerational living is on the rise, consider homes with design features like our signature Extra Suite Plus option – a self-contained living space within a larger home that’s somewhere between a guest room and a guest house.
More than just a bedroom, our Extra Suite and Extra Suite Plus designs can include features like private entrances, baths, living areas, and kitchenettes. They’re perfect for households with grandparents, adult children who haven’t completely left the nest, or hosting long-term guests.
These spaces offer privacy and independence without compromising togetherness, convenience, or safety.
Step 3: Choose Which Type of Community is Right for You
South Carolina is home to a wide variety of new construction home communities, each with its own unique appeal. Whether you’re looking for a family-friendly neighborhood with a pool and playground, a quiet retreat from the city, or a waterfront community with stunning views, you’re sure to find the perfect new construction home community in South Carolina.
Types of South Carolina New Construction Home Communities
Family-friendly neighborhoods: These neighborhoods typically have amenities that appeal to families, such as pools, playgrounds, and walking trails. They are often located in close proximity to schools and other family-friendly activities.
Quiet communities: These communities are typically located in more rural areas and offer a more peaceful and relaxed lifestyle. They may have fewer amenities than family-friendly neighborhoods, but they often offer more privacy and space.
Master-planned communities: Master-planned communities are typically designed with a specific theme in mind, such as a Mediterranean village or a Tuscan villa. They often have a variety of architectural styles to choose from, as well as a wide range of amenities, such as parks, pools, clubhouses, and shopping centers. Master-planned communities are a good option for people who want to live in a community with a lot to offer, but they can also be more expensive than other types of communities.
Golf communities: Golf communities are designed for people who love to golf. They typically have a private golf course, as well as other amenities, such as clubhouses, pools, and tennis courts. Golf communities can be a great option for people who want to live in a community where they can enjoy golfing without having to travel far. However, they can also be more expensive than other types of communities.
Waterfront communities: Waterfront communities in are located on lakes, rivers, or the ocean. They offer residents the opportunity to enjoy water sports and activities, such as swimming, boating, and fishing. Waterfront communities can be a great option for people who love the water and who want to live in a community with a relaxed atmosphere. However, they can also be more expensive than other types of communities.
Scatter lot communities: Scatter lot communities offer all the benefits of new construction with more flexibility in location. Instead of being contained to one street or neighborhood, homebuilders develop plots of land in curated locations across a city. This can also mean you won’t have to wait for your neighbors’ homes to be built to feel like your community has begun to take shape–your home may be the newest home on the street!
Gated Community: Gated communities are another option to consider and are exactly what they sound like: any collection of homes which limits access to non-residents through a physical barrier like a gate, wall, or fence. Common benefits include a sense of security, quieter neighborhoods, and reduced through-traffic that makes it safer for kids to play and neighbors to chat. On the other hand, some find gated communities a bit too insular for their liking and prefer visitors to be able to drop by more easily.
Active 55+ Community: Designed for people who are 55 years of age and older, These resort-style communities offer lovely homes with minimal maintenance and a variety of activities. They offer a variety of activities and amenities, such as social clubs, fitness centers, and transportation services.
For example, Active lifestyle communities at K. Hovnanian Homes are designed for 55-year-old and older adults who are ready to enjoy their golden years to the fullest. Whether you’re challenging friends to a match on the sports court, taking a dip in the community pool, exploring the dog park with your canine friend, or enjoying a good meal in the barbecue pavilion, you’ll never run out of things to do in your next, exciting chapter.
HOA or No HOA
An HOA, or Homeowners Association, is a bit like a mini-government for common-interest communities and neighborhoods.
In communities with an HOA, homeowners will likely have to contribute a monthly fee that goes toward things like maintenance.
Like anything else, HOAs have their pluses and minuses. While some homeowners might chafe at regulations on things like exterior decorating, others enjoy the high levels of maintenance that HOA communities often have – as well as amenities, neighborhood events, high property values, conflict resolution, and an overall sense of community.
Step 4: Consider Whether to Build Your New Home or Move In Now
New construction homes all offer some common advantages, like adherence to new building codes, the latest technology, high energy efficiency standards, and more.
However, new construction homes come in different forms, which allow homebuyers to choose if they want something completely personalized, or quick and decision-free.
To-be-built homes may look like an empty pile of dirt. That’s because they are new homes that have yet to be built or constructed. It all starts with just a plot of land in a community.
Opting for a to-be-built home gives you the option to watch your dream home be built from the ground up. You can choose your home design pick out structural and non-structural options in advance – like adding an extended patio, switching out a loft for an extra bedroom, or upgrading your flooring.
While the process is longer–as it involves waiting for your home to be built from the ground up–and involves more decisions, it’s a great choice for anyone who wants their new home just as they envisioned it.
Move-in Ready Homes
If you love the idea of simply signing a contract, picking up your key, and wheeling in your suitcase, consider a move-in ready home.
Move-in Ready Homes are completely built and curated by our interior design team – these homes come equipped with beautiful finishes and modern layouts, so that you won’t need to spend time choosing which tiles go with which cabinets.
If you’ve ever toured a model home and wished that you could move in on the spot, a move-in ready home may be a great option.
Spec or Quick Move-In Homes
A happy medium between the two options above would be a new home that’s already been built but still has room for decisions on certain upgrades and options, so that you have more opportunity to fit your home to your needs and personal style.
If you like the idea of a blank canvas, but don’t like the idea of waiting for a new construction home to be built from scratch, consider these brand-new homes that are waiting for you to come and make them your own.
Quick Move-In Homes often have structural options like extra bathrooms, fireplaces, and extra-large patios installed, but they may not have flooring or finishes installed yet, allowing you to choose options that match your style.
Step 5: Finding the Right South Carolina Home Builder
When you’re looking for a new construction home builder, there are a lot of options, and it can be hard to know where to start. We might be biased, but we think K. Hovnanian Homes is a great choice if you’re looking for new home builders in South Carolina.
Here’s some helpful steps to help you find your perfect match:
- Schedule an Appointment or Tour a Model Home – A home builder’s website is a good place to start your search, but it can only tell you so much.
If you find a South Carolina home builder you’re interested in, making an appointment with a Sales Consultant, touring a model home, or both – is an excellent way to get a feel for the team you’d be working with and the home you could be living in.
- Discuss Exterior & Interior Design Options — Whatever type of home you’re interested in, exterior and interior design options are an important factor to consider.
It’s crucial to know what kind of flexibility and choices a builder might offer, and what you can expect in terms of cabinetry, flooring, tiles, exterior elevation, and more.
At K. Hovnanian Homes, we’re proud to offer our innovative “Looks” interior design collections (available at select communities), making great design easy, user-friendly, and transparent. In a simple, streamlined process, we walk you through cohesive aesthetic design styles, such as Farmhouse and Loft style, while leaving plenty of options to personalize your home.
- Check Home Builder Incentives, Lending Options & Special Offers – It’s always smart to check what a home builder can offer in terms of financing, promotions, and discounts.
Some South Carolina home builders may be willing to offer incentives to help make your dream of homeownership a reality.
Step 6: Prepare Your Finances and Finalize Your Mortgage
Buying a new home is a big investment, so it’s important to be prepared and informed. Unless you’re buying your home outright, your mortgage is a crucial part of the process.
Here are some tips on how to prepare your finances and finalize your mortgage:
- Get pre-approved for a mortgage. This will give you an idea of how much you can afford to borrow and will make your offer more attractive to sellers.
- Save for a down payment. The larger your down payment, the lower your monthly payments will be. Larger down payments may also help you qualify for lower interest rates and better incentives.
- Check your credit score. Your credit score will affect the interest rate you’re offered on your mortgage.
- Shop around for a mortgage lender. Compare interest rates and fees from different lenders before you choose one and check for any special offers from your home builder. Some home builders–like K. Hovnanian’s K. HovnanianⓇ American Mortgage, L.L.C.™–have in-house mortgage lenders.
- Read the closing disclosure carefully. This document will outline all of the terms of your mortgage, so it’s important to understand what you’re signing.
- Avoid making major purchases, changing your job, or switching banks. Once you decide to start looking for a home, you should put off purchasing a car, buying furniture on credit, starting a new job, or changing banks. All these things will increase your debt-to-income ratio and decrease the amount of stability you’re presenting to your mortgage lender.
Once you’ve found a lender and agreed on the terms of your mortgage, it’s time to finalize the process.
Here are a few additional things to keep in mind:
- Closing costs. In addition to the monthly mortgage payment, you’ll also have to pay closing costs. These costs can vary, but they typically range from 2% to 5% of the purchase price of the home.
- Escrow account. An escrow account is a separate account that holds money for your property taxes and homeowners insurance. The lender will collect money from you each month and deposit it into the escrow account.
- Title insurance. Title insurance protects you in case there are any problems with the title to the property.
While the process may seem overwhelming at first, when buying a K. Hovnanian home, we offer multiple free resources to avoid common stumbling blocks and help you sail through the process. Our in-house mortgage company, K. Hovnanian® American Mortgage, L.L.C.™(KHAM), also offers a variety of loan programs to work with your budget and needs. Reach out to a KHAM representative today to learn more.
Step 7: Get Ready for Your New Home in South Carolina
After you’ve gotten through our first six steps, you have a new home!
Despite being exciting, the full moving process can be stressful. From decluttering, packing, planning, furniture, and design choices to your actual move-in day, moving is undeniably complex. There are a lot of things to do to get ready, but by starting early and planning ahead, you can make the process go smoothly.
Here are some tips on getting ready to move into your new construction home:
- Start packing early. This will give you time to evaluate what you do and do not want to keep, pack your belongings carefully, and avoid last-minute stress.
- Create a moving checklist. This will help you keep track of everything that needs to be done before, during, and after the move. Plus, being able to check off a task always feels rewarding, and moving is a great time to celebrate the little accomplishments.
- Set up utilities and connectivity. Make sure that all your utilities–electricity, gas, water, internet, and phone service–are all set up and ready to go on your move-in date.
- Take safety precautions for children and pets. Make sure that your new home is safe for your children and pets, so they can play and explore with no worries or accidents.
- Unpack your belongings slowly and carefully. Take your time and enjoy the process of getting settled into your new home. Some things you owned in your previous home may not look or feel right in your new space. Don’t be afraid to donate, sell, or dispose of items you no longer want to keep.
Here are some additional tips:
- Label your boxes clearly. This will make it easy to find what you need when you’re unpacking. Don’t just stop at what room the box goes in, make a list of each category of item that’s inside. If there’s something specific in a box you know you’ll want to access or maybe is the odd item out, adding the name of that item to the box will help you locate it easily.
- Pack a “first night” box. This should include everything you need for your first night in your new home, such as toiletries, food, bedding, and a change of clothes.
- Don’t forget the small stuff. Don’t forget to pack things like light bulbs, batteries, cleaning supplies, hand soap, toilet paper, and other essentials.
- Ask for help. If you have friends or family who are willing to help you move, don’t be afraid to ask for their assistance.
Moving into a new construction home in South Carolina can be a lot of work, but it’s also an exciting time. By following these tips, you can make the process go smoothly and enjoy your new home in no time.
So, are you ready to start your new life in South Carolina? Visit K. Hovnanian Homes and browse our selection of new construction homes in South Carolina today and find the perfect home for you. With a wide variety of styles and floor plans to choose from, we’re sure you’ll find the perfect home for your needs and budget. And with our convenient location and amenities, you’ll be able to enjoy all that South Carolina has to offer.
Last Updated on January 9, 2024