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You don’t have to delay that next chapter in your life or put off buying a home, there are options out there to help you adapt your home loan and ensure you get your ideal mortgage.
If you’re considering Northern California as your next home, be sure to consider the lovely town of Wheatland. Resting at the edge of the spectacular Sacramento Valley, Wheatland offers small-town charm and boasts breathtaking natural landscapes, rich local agriculture, and more. Read on for our top 8 reasons why you should consider calling Wheatland your new home.
For anyone considering life in Northern California, it’s time to take a look at the vibrant town of Oakdale. This intersection of history, culture, agriculture, dining, outdoor recreation, and more offers a unique charm that you simply won’t find anywhere else.
Also known as a single-close loan, a construction-to-permanent loan includes the cost of land, the new build, and the mortgage. Learn more.
Even buyers approved for a mortgage may have their approval withdrawn just a few days before closing, or even once construction of their new home has begun. Most rescinded mortgage offers can come down to one (or more) of a few common reasons — and if you know what to look out for, these pitfalls will be that much easier to avoid.
Anyone interested in applying for a home loan, or just in learning more about them, may find themselves inundated with information, with endless details and distinctions, before they’ve even clicked on their first search result. But you’ll find that as distinctive as they can be, most home loans fall into a few broad categories – and once you have a basic understanding of those, you can start to see which mortgage might be best for you, whether you’re an existing homeowner or a first-time buyer.
So, what exactly are closing costs? At their most basic level, they’re a bundle of fees that are due on the day a property sale closes – basically any expense other than the down payment. Closing costs can be paid by the buyer, seller, or both, and legally must be disclosed and agreed on in advance before the purchase can be completed.
What exactly is a real estate agent fee, and how is it determined? As is so often the case in the homebuying process, appearances can be deceiving. Let’s learn more about what exactly real estate agent fees are, and what they could mean for you.
homebuyers will find themselves being asked for is a POF, or proof of funds letter. The POF is a document, provided by a bank or other financial institution, which proves that the buyer has the funds required to cover their share of a given transaction, like the purchase of a home.
What exactly is an HOA? It’s generally defined as a private, self-governing organization in common-interest communities, like neighborhoods of single-family homes, condos, high rises, and townhouses. While the ins and outs of one HOA to another can vary wildly, they are typically devoted to managing, overseeing, and developing the community, both by upholding rules and regulations, and maintaining shared amenities and services.