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You don’t have to delay that next chapter in your life or put off buying a home, there are options out there to help you adapt your home loan and ensure you get your ideal mortgage.
If a down payment of any amount sounds like a stretch, stick with us. There are plenty of simple strategies you can employ to start putting money aside today, so that home ownership could be in reach much sooner than you think. Saving for a house can be a daunting task, but it doesn’t have to be. Follow these steps from our experts at the K. Hov Blog to get started today.
At first glance, selling your current home while buying a new one might seem like something of a magic trick. Both those transactions have so many moving pieces already – how could you possibly spin all those plates in the air without breaking them, or make your old house vanish as your new one appears?
If you’re considering Northern California as your next home, be sure to consider the lovely town of Wheatland. Resting at the edge of the spectacular Sacramento Valley, Wheatland offers small-town charm and boasts breathtaking natural landscapes, rich local agriculture, and more. Read on for our top 8 reasons why you should consider calling Wheatland your new home.
For anyone considering life in Northern California, it’s time to take a look at the vibrant town of Oakdale. This intersection of history, culture, agriculture, dining, outdoor recreation, and more offers a unique charm that you simply won’t find anywhere else.
Also known as a single-close loan, a construction-to-permanent loan includes the cost of land, the new build, and the mortgage. Learn more.
Even buyers approved for a mortgage may have their approval withdrawn just a few days before closing, or even once construction of their new home has begun. Most rescinded mortgage offers can come down to one (or more) of a few common reasons — and if you know what to look out for, these pitfalls will be that much easier to avoid.
Anyone interested in applying for a home loan, or just in learning more about them, may find themselves inundated with information, with endless details and distinctions, before they’ve even clicked on their first search result. But you’ll find that as distinctive as they can be, most home loans fall into a few broad categories – and once you have a basic understanding of those, you can start to see which mortgage might be best for you, whether you’re an existing homeowner or a first-time buyer.
So, what exactly are closing costs? At their most basic level, they’re a bundle of fees that are due on the day a property sale closes – basically any expense other than the down payment. Closing costs can be paid by the buyer, seller, or both, and legally must be disclosed and agreed on in advance before the purchase can be completed.
What exactly is a real estate agent fee, and how is it determined? As is so often the case in the homebuying process, appearances can be deceiving. Let’s learn more about what exactly real estate agent fees are, and what they could mean for you.