4.99% (5.091% APR) PLUS SAVE UP TO $62,355!**

So Many Ways to Save

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More Ways to Save Means More Opportunity for You

  • 4.99% (5.091% APR) Financing

    Choose certainty with an interest rate as low as 4.99% (5.091% APR) now through December 30th. A lower interest rate today means a lower monthly payment for you. 

  • Save up to $137,169

    It doesn’t get much simpler than a cash discount – that’s why we’re offering savings of up to $137,169 off the base price of select quick move-in homes.

  • Save on Closing Costs

    You’ll also receive additional savings up to $11,510 towards closing costs, meaning you’ll need less upfront, out of pocket cash. 

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Offer Terms and Conditions

**Example interest rate 4.99% (5.091% APR) for promotional financing offer applies to select QMI homes (See a Sales Consultant for full details about qualifying homes) with new contracts written on or after October 5, 2022, and close by December 30, 2022. Available only for closed purchase agreements with financing through K. Hovnanian American Mortgage, L.L.C. (KHAM). Total value of incentives may not be combined with other offers.

Option 1: Interest rate is as of 10/5/2022. An interest rate of 4.99% (5.091%APR) for a 30- year fixed, 740 FICO, owner occupied, conventional mortgage, with a 20%down payment, .625% discount points paid by the buyer. For information regarding current market rates, please visit https:// www.freddiemac.com/pmms.  Rates may change or not be available or funds may be exhausted. Buyer is subject to qualification for specific loan terms, occupancy, down payment, credit and underwriting requirements, and/ or investor program guidelines. Estimated loan amount of $380,000 and sales price of $475,000. See a Sales Consultant for full details on select QMI homes, not available in all states, communities or homes. Not all borrowers will qualify for said rate. Rate is not applicable for all credit profiles. Restrictions apply. Maximum contribution limits will apply. Subject to final negotiation of contract terms and is subject to all RESPA guidelines. The total value of the incentive up to $11,510, may not be combined with any other offers. Up to $11,510 of the incentives may be applied towards closing costs. Seller contribution limits apply and may affect maximum financing. The incentives are based on the use of K. Hovnanian American Mortgage, L.L.C. ("KHAM") for financing or an all cash purchase. If KHAM or all cash is not used, the incentives will be reduced by up to the greater of $10,000 or 3%of the purchase price.

Up to $62,355 reduction off of the base sales price. The list price for qualifying quick move-in homes may reflect a portion or all of the base sales price reduction, up to $62,355. 

Option 2: The total value of the incentive up to $11,510, may not be combined with any other offers. Up to $11,510 of the incentives may be applied towards closing costs. Seller contribution limits apply and may affect maximum financing. The incentives are based on the use of K. Hovnanian American Mortgage, L.L.C. ("KHAM") for financing or an all cash purchase. If KHAM or all cash is not used, the incentives will be reduced up to the greater of $10,000 or 3%of the purchase price. Maximum closing cost assistance may vary based on the purchase price, product and occupancy. Maximum contribution limits will apply.

$137,169 reduction off of the base sales price.  The list price for qualifying quick move-in homes may reflect a portion of the base sales price reduction, up to $62,355.

K. Hovnanian Homes is not a lender. K. Hovnanian American Mortgage, L.L.C. 3601 Quantum Boulevard, Boynton Beach, FL 33426. NMLS #3259 (www.nmlsconsumeraccess.org).  Licensed by the New Jersey Department of Banking and Insurance. See a Sales Consultant for full details. Equal Housing Opportunity.