An Extra Suite Plus/Accessory Dwelling Unit (ADU) is a habitable living space attached to, or contained within, a single-family primary residence. To factor into an FHA or Conventional/Freddie Mac mortgage application, the ADU typically must contain a separate entrance/exit, kitchen, sleeping area, and bathroom. Requirements may vary by locality and lender. Extra Suite Plus used as an accessory dwelling unit (ADU) must be a legal ADU, primary residence to use potential ADU income.  Rental income cannot exceed 30% of the total stable/effective monthly income used. The ADU must comply with all state and local laws including all zoning and land use requirements.  Appraisal report must be obtained to support the ADU's marketability. Successful completion of Landlord Education may be required. *$1,125 represents Use of 75% of Gross monthly market rent from the ADU rental analysis for property: 6108 Caruso Avenue. For more information:  https://sf.freddiemac.com/articles/insights/helping-you-leverage-the-adu-boom, https://guide.freddiemac.com/app/guide/section/5601.2, https://guide.freddiemac.com/app/guide/section/5306.3, Freddie Mac ADU FAQ, https://www.hud.gov/sites/dfiles/OCHCO/documents/2023-17hsgml.pdf, https://guide.freddiemac.com/app/guide/section/5306.1#gThis offer may change or be cancelled without prior notice. Seller is not a lender. Buyer is not required to finance through K. Hovnanian American Mortgage, L.L.C. (“KHAM”) to purchase a home; however, financing through KHAM may be required to receive certain incentives, if any are offered. Offer subject to all RESPA guidelines. This is not a commitment to lend. Buyer is subject to credit and underwriting qualifications, and investor program guidelines. Not available on all homes or in all states or communities. K. Hovnanian's Four Seasons communities are intended to provide housing primarily for residents 55 years of age or older. Additional restrictions, including limitations on the ages of additional permanent and temporary residents of a home, may apply. All K. Hovnanian's Four Seasons communities shall be operated as age-restricted communities in compliance with all applicable local, state and federal laws. Limited exceptions for residents 50 years of age or older may apply. Not all borrowers will qualify. Restrictions apply. See Sales Consultant for details.  K. Hovnanian American Mortgage, L.L.C. 3601 Quantum Boulevard, Boynton Beach, FL 33426. NMLS #3259 (www.nmlsconsumeraccess.org). Licensed by Arizona Department of Insurance and Financial Institutions. Lic. #906585. ©2026 K. Hovnanian Arizona New GC, LLC; ROC 188563. ©2026 K. Hovnanian Arizona New GC, LLC; ROC 277023. Licensed by California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Lic. #4130532. Licensed by Delaware Office of the State Bank Commissioner to engage in business in this State. Lic. #7864 Expiration 12/31/2026. Licensed by Florida Office of Financial Regulation. Licensed by the Georgia Department of Banking and Finance #22272. Licensed by the Maryland Office of the Commissioner of Financial Regulation. Licensed by New Jersey Department of Banking and Insurance. Licensed by Ohio Division of Finan­cial Institutions. Lic. RM.850228.000. Licensed by the Pennsylvania Department of Banking and Securities. Licensed by South Carolina Board of Financial Institutions. Mortgage Banker Registration issued by Texas Department of Savings and Mortgage Lending. Licensed by Virginia State Corporation Commission, Bureau of Financial Institutions Lic.#MC-2661. Licensed by the District of Columbia Department of Insurance, Securities and Banking. Licensed by the West Virginia Division of Financial Institutions. For licensing information, go to www.nmls­consumeraccess.org. Equal Housing Opportunity.