Looking for the lowest possible first year rate?

Want the lowest possible 30-year fixed rate?

Looking for a home that can close later?

Want to use cash savings in a number of different ways?

Flex Cash can be used on closing costs, options, upgrades, towards rate buydowns or a simple price reduction.This is a perfect offering for those not concerned about a higher monthly payment and with a little more equity to work with.                                              

Want the lowest price on a home?

Savings promotions are simple reductions on the price of the home. These are typically already reflected in the listed price of the home - and are ideal for people who are less concerned with monthly payment pricing and have some built up equity.                                                          

Want to learn more about the 7/6 ARM?

An adjustable rate mortgage, or ARM, is a rate that has a temporary fixed rate for a certain number of years, and then adjusts periodically to whatever the current market interest rate is. The fixed rate can often be lower than a standard fixed-rate reduction, but offers less certainty after a period of time.