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Estimated monthly payment is calculated on the price of the home and terms as shown above and includes estimates for property taxes and homeowners’ insurance as well as HOA Fees and PMI/MIP (if applicable).  Your actual monthly payment may be greater.   The estimated monthly payment is provided for illustration purposes only and is not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any purchaser and/or transaction.  Interest rate is not guaranteed and is subject to market conditions and may change or program may be cancelled without prior notice.  You should contact a lender of your choosing for information, terms, and conditions specific to your current situation.  Click here for further details.
Interest rate is as of 11/8/2019. Mortgage loan assumes no fees payable to lender so that the interest rate and APR are the same. If your lender charges any fees in connection with the mortgage loan, your APR will be higher. Assumes a 30-year fixed rate, owner-occupied mortgage loan for a purchaser with a credit score of 740+ with a down payment of [Down Payment Percentage] as described in the Mortgage Calculator. For conventional mortgages, Private Mortgage Insurance (PMI) may be required by your lender if your down payment is less than 20%. For FHA mortgages, a Mortgage Insurance Premium (MIP) payment is required at an upfront rate of 1.75% of the borrowed amount and monthly at an annual rate of 0.85% of the amount borrowed. Not all communities are eligible for FHA financing.

Your interest rate may vary depending upon the type of mortgage, loan amount, loan-to-value ratio, occupancy, purpose of loan, and your credit scores. Assumed terms may not be available to all or any purchasers. Loan programs, financing programs, interest rates, home purchase price, fees, payments and offers may vary, are subject to change or cancellation at any time without notice and are subject to the specific underwriting guidelines of your chosen lender, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. Property taxes, homeowner’s insurance and HOA fees are estimates only. Actual amounts for property taxes, homeowner’s insurance and HOA fees may be higher and are subject to change from time to time. Flood insurance may be required depending on location of the home. Mortgage calculator is for informational and illustrative purposes only. You are encouraged to seek advice from a lender of your choosing for information, terms and conditions specific to your current situation.

K. Hovnanian Homes is not acting on behalf of or at the direction of HUD/FHA or the federal government.

KHAM 30 YEAR FIXED FNMA/FHLMC RATE
Please use the list below to determine your estimated interest rate based on your credit score. 
Note: These values are only an estimate. Please speak with a K. Hovnanian American Mortgage advisor for more information.

  • 620-639 = 5.803%
  • 680-699 = 4.578%
  • 720-739 = 4.201%
  • 740 or greater = 4.124%

 
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  • Humble Beginnings

    New Homes in Humble

    Since its first settlers in the early 1800’s, Humble has been a growing community. Learn about its history and heritage at the Humble Museum.

  • It’s a Zoo Out There

    New Homes in Humble

    Old MacDonald had a farm, and in Humble he still does! Check out Old MacDonald’s Farm featuring a petting zoo, mini-train, swimming pool, and seasonal activities.

  • Giddy Up

    New Homes in Humble

    From competitors to beginners, you can enjoy a ride in the ring or hit the trails at Humbles’ Cypress Trails Equestrian Center®.

  • Spring has Sprung

    New Homes in Humble

    Take advantage of the beautiful grounds of Humble’s Mercer Arboretum and Botanic Gardens.

  • Putt like a Pro

    New Homes in Humble

    Humble is for golfers. Challenge yourself to a tournament or play a relaxing game at one of eight Humble courses.

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    Humble is one impressive place. You'll love this peaceful town's natural beauty, country charm and friendly community. But with Houston only a short car ride away, city excitement is not far either. Consider our new homes in Humble, TX, today.

    Get in the Game

    Football, baseball, whatever your sport, Houston’s got it.

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    Get your friends together and have a good ole’ Texan night out.

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    Nature’s Way

    Hike, bike, fish in Humble at Jesse Jones Nature Reserve.

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