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Monterra

Single Family Homes from the low $0s • Fate, Texas

  1. Home
  2. New Construction Homes
  3. Texas
  4. Fate
  5. Monterra

Legal Disclaimers

Prices, availability, and specifications may change without notice. Lot and view premiums may apply, and availability is not guaranteed. This site makes use of licensed stock photography, artist renderings and may use artificial intelligence. Some photography and artist renderings may be used for illustrative purposes and contain structural options, furnishings or designer features that are not included as standard. Certain materials may be discontinued or substituted. Room dimensions may vary.  Please see a community Sales Consultant to learn how you can personalize your new home with optional features and upgrades. Amenity offerings may vary by community. Financial incentives including but not limited to rate buy downs, builder forward commitments (BFCs), special fixed interest rates and flex cash offerings are limited and may be discontinued without prior notice.  Please speak with a community Sales Consultant for details.

*See khov.com for full details. For new contracts written between 4/3/25 and 5/30/25 and closed by 6/30/25.  Seller will pay buydown for the first two years of the loan, which will temporarily reduce the monthly payment thereby lowering the effective interest rate  for the first two years of an owner-occupied, 3.5% down payment FHA loan. Example: 4.99% (5.786% APR) 30 Year Fixed FHA mortgage, sales price of $457,000, and loan amount of $448,717.  Year 1: 2.99% (5.786% APR), Year 2: 3.99% (5.786% APR) Years 3 – 30: 4.99% (5.786% APR). Mortgage Insurance Premium (MIP) is required at an upfront rate of 1.75% and is financed, in addition to monthly MIP at the required annual rate. Flood insurance may be required. Sales price used for comparative purposes is an estimated sales price and not associated with a specific home or location. Example is for illustrative purposes only; interest rates are subject to market conditions. For information about market rate trends, visit https://www2.optimalblue.com/obmmi/. Optimal Blue, LLC is and shall remain the exclusive owner, all rights reserved.  This offer may change or be cancelled without prior notice. Seller is not acting on behalf of or at the direction of HUD/FHA or the Federal government. Seller is not a lender. Buyer is not required to finance through K. Hovnanian American Mortgage, L.L.C. (“KHAM”) to purchase a home; however, financing through KHAM is required to receive the buydown incentive. Offer subject to all RESPA guidelines. This is not a commitment to lend. Buyer is subject to credit and underwriting qualifications, and investor program guidelines. Not available on all homes or in all communities or states. Cannot be combined with any other discounts, promotions, or incentives. Not all borrowers will qualify. Restrictions apply. K. Hovnanian's Four Seasons communities are intended to provide housing primarily for residents 55 years of age or older. Additional restrictions, including limitations on the ages of additional permanent and temporary residents of a home, may apply. All K. Hovnanian's Four Seasons communities shall be operated as age-restricted communities in compliance with all applicable local, state and federal laws. Limited exceptions for residents 50 years of age or older may apply.  Subject to final contract terms, see Sales Consultant for details.  K. Hovnanian American Mortgage, L.L.C. 3601 Quantum Boulevard, Boynton Beach, FL 33426. NMLS #3259 (www.nmlsconsumeraccess.org). Licensed by Arizona Department of Insurance and Financial Institutions. Lic. #906585. ©2025 K. Hovnanian Arizona New GC, LLC; ROC 188563. ©2025 K. Hovnanian Arizona New GC, LLC; ROC 277023. Licensed by California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Lic. #4130532. Licensed by Delaware Office of the State Bank Commissioner to engage in business in this State. Lic. #7864 Expiration 12/31/2025. Licensed by Florida Office of Financial Regulation. Licensed by the Georgia Department of Banking and Finance #22272. Licensed by the Maryland Office of the Commissioner of Financial Regulation. Licensed by New Jersey Department of Banking and Insurance. Licensed by Ohio Division of Finan­cial Institutions. Lic. RM.850228.000. Licensed by the Pennsylvania Department of Banking and Securities. Licensed by South Carolina Board of Financial Institutions. Mortgage Banker Registration issued by Texas Department of Savings and Mortgage Lending. Licensed by Virginia State Corporation Commission, Bureau of Financial Institutions Lic.#MC-2661. Licensed by the District of Columbia Department of Insurance, Securities and Banking. Licensed by the West Virginia Division of Financial Institutions. For licensing information, go to www.nmls­consumeraccess.org. Equal Housing Opportunity.

Monterra

Single Family Homes from the low $0s • Fate, Texas

Monterra: Stylish Single-Family New Construction Homes for Sale in Fate, TX

Epic Savings! Take advantage of a Year 1 Rate of 2.99%, Year 2 Rate of 3.99%, and Years 3-30 Rate of 4.99% (5.786% APR)* or flex cash equivalent on every home sold and closed by June 30, 2025. Monterra offers a variety of single-family new homes for sale in Fate, TX. Situated on spacious 60' homesites, each new construction home is showcased with K. Hovnanian's Looks, a unique collection of stylish interiors curated by professionals. Residents enjoy endless on-site amenities making this the ideal stay-cation destination.

Nestled in the heart of Fate, TX, Monterra is the perfect haven for families seeking a peaceful retreat without compromising on convenience. Situated on oversized homesites, each single-family home is thoughtfully designed to accommodate your every need, providing a spacious and comfortable living environment.

Monterra offers a variety of on-site amenities designed to complement your lifestyle. Whether you’re relaxing by the shimmering community pool or spending quality time with loved ones, there’s something for everyone to enjoy.

When you choose Monterra, you're not just buying a home; you're investing in a lifestyle. Immerse yourself in this vibrant community where neighbors become friends and memories are made.

Offered By: K. Hovnanian DFW Monterra, LLC

Sales Office: Closed, opens Fri 10:00 AM
  • Friday
    10:00 AM to 6:00 PM
  • Saturday
    10:00 AM to 6:00 PM
  • Sunday
    12:00 PM to 6:00 PM
  • Monday
    10:00 AM to 6:00 PM
  • Tuesday
    10:00 AM to 6:00 PM
  • Wednesday
    10:00 AM to 6:00 PM
  • Thursday
    10:00 AM to 6:00 PM

Call 888-281-0918

Why you’ll love living here:

Monterra offers a peaceful haven with on-site amenities to suit your lifestyle. There’s something for everyone at this community.

  • Outdoor Pool

  • Hiking and Biking Trails

  • Pickleball

  • Playground

  • Interiors

  • Monterra Pool Level
  • Monterra Sport Courts Level
  • Monterra Playground Level

In Your Neighborhood

Our community boasts a vibrant pool, playground, basketball court, and pickleball area, perfect for family fun. The pool offers refreshing relaxation on hot days, while the playground, equipped with swings and slides, keeps children entertained.

 
Compare the details of what’s included in each Look.

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Site plan

Devoted to building communities of excellence

K. Hovnanian® Homes is heir to a history of solid success, financial strength, award-winning standards of homebuilding quality and an authentic commitment to customer satisfaction



On every home sold & closed by June 30, 2025

A special low 30-year fixed rate. Plus a temporary buydown in the first two years*

Year 12.99%
Year 23.99%
Years 3-304.99% (5.786% APR)

OR

Flex Cash Equivalent

START SAVING

Promotion

Request Information for Monterra

For sales information and more, contact us to start the conversation. We’re here to answer all of your questions.

SpringCampaign 2025 PromoImage

Promotion

On every home sold and closed by June 30, 2025

A Special Low 30-Year Fixed Rate, PLUS a Temporary Buydown in the First Two Years* (or flex cash equivalent)

Year 12.99%
Year 23.99%
Years 3-304.99% (5.786% APR)
CONTACT US

Why you’ll love living here:

Monterra offers a peaceful haven with on-site amenities to suit your lifestyle. There’s something for everyone at this community.

  • Outdoor Pool

  • Hiking and Biking Trails

  • Pickleball

  • Playground

  • Interiors

  • Young Kids Along a Pastoral Bike Path

    Watch the Community Video

  • Boy Boarding the School Bus

    Acclaimed Local Schools

    Rockwall Independent School District boasts top-tier education institutions, achieved an impressive "A" District Accountability Rating from the Texas Education Agency. These fostering and supportive schools include Celia Hays and Stevenson Elementary Schools, JW Williams and Utley Middle Schools, and Rockwall High School.
    Learn More about Rockwall ISD
  • Group of Sailboats shot from Above

    The Outstanding Outdoors

    Get outside and breathe in the fresh air! With several parks near Monterra, there are so many ways to enjoy the outdoors. Lake Ray Hubbard and Lake Lavon offer serene settings for angling, swimming, or boating with friends; Fate, TX also hosts regular nature walks and birdwatching events. For golf enthusiasts, the Stone River Golf Club is a can't-miss destination.

  • Car Driving on Open Road

    Ideally Located

    Enjoy easy access to the bustling cultural hub of Dallas. Plan a weekend getaway out of DFW International Airport or Dallas Love Field. Shop the latest trends at Plaza at Rockwall or Firewheel Town Center. Coast through your commute via Interstate 30. Spend the day enjoying some fun in the sun at Lake Ray Hubbard.
  • Lakeside Dining

    Shopping and Dining

    Swing by Plaza at Rockwall for a unique shopping spree, or enjoy a waterfront meal at Harbor Rockwall - and be sure to stop by the Rockwall Farmer's Market to pick up some farm-fresh produce. Don't feel like cooking? Head to Firewheel Town Center in Garland, where you can savor local cuisine and enjoy live music performances.

  • Doctors and nurses at hospital

    Top-Notch Medical Care

    The best medical care for you and your family is within 10 miles of your new home. Rest easy knowing that you're just minutes away from the wonderful Texas Health Presbyterian Hospital Rockwall, Baylor Scott & White Medical Center - Lake Pointe, and Texas Health Family Care. With outstanding medical facilities nearby, staying on top of your health is easier than ever.


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K. Hovnanian® Homes

has 4.3 out of 5 stars in all areas

4173 reviews in all areas


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Star Rating Breakdown

Overall

4.2

Quality

4.1

Trustworthiness

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Value

4.2

Responsiveness

4.2

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Devoted to building communities of excellence

K. Hovnanian® Homes is heir to a history of solid success, financial strength, award-winning standards of homebuilding quality and an authentic commitment to customer satisfaction

  • A Good Home Is the Foundation for a Good Life

    Home is a place where we can be our truest selves, and create a space that's uniquely ours. It's where we dream, play, learn, and share our lives with the ones we love. For many of us, our home is where we spend the majority of the 24 hours in our day, and the way its spaces are designed has a fundamental impact on how we feel. That's why at K. Hovnanian, we believe it's essential for your home to reflect who you are, and how you live —from our range of open layouts that bring people together, to our polished Looks interiors that create an atmosphere where you can thrive and grow.

  • 3 Generations Slider Card Image
    Trust in Three Generations of Homebuilding

    At K. Hovnanian, everything we do comes back to family. When our founder, Kevork Hovnanian, came to the US over 65 years ago and set out to start a company, he began with one uncompromising principle – that every buyer has the right to a well-built, beautiful home. Guided by the leadership of Kevork’s son Ara (joined 1979) and grandson Alexander (joined 2008), we’ve built on that foundational principle ever since, as we combine the personal touch of a family business with the transparency of a publicly traded corporation, and balance pride for our past with excitement for the future. Though we were saddened by Kevork’s passing in 2009, we continue to honor his legacy – as we build homes to fit the needs of you and your loved ones, and welcome new homeowners to the K. Hovnanian family

  • Touch Grass
    Environmental Impact

    Everywhere we build, we strive to be conscious of our impact on the community and the planet. That's why we continually seek features that optimize the energy efficiency of our homes, while also improving their performance, maintenance costs, comfort, and durability. It's a win-win for customers, and our environment. In 2023, we were proud to receive two United States Department of Energy (DOE) Housing Innovation Awards, and we're committed to building on our progress, as we look ahead to the future and potential of sustainable construction.

    Learn More
  • Corporate Responsibility

    As a company built on dedication and purpose, we have a long and deeply rooted history of corporate responsibility. In fiscal year 2023, we delivered over 1,000 homes through our urban renewal and development projects, planted or preserved over 50,000 trees, and slashed waste by streamlining our framing practices and national plan portfolio. We're committed to fostering a inclusive, diverse workforce, and our Board of Directors embrace the highest standards of integrity, accountability, and ethics —the same values we uphold every day, when we build homes that are impeccable down to the smallest detail.

    Learn More
  • Giving Back

    Giving back is a core value of both the Hovnanian family and K. Hovnanian Homes, as we strive to make a positive impact in all of our communities. We're proud to support a range of causes, including education, disaster relief, food banks, and the K. Hovnanian Children's Hospital, which was renamed from the Jersey Shore University Medical Center in 2006 after Kevork Hovnanian made the largest donation the hospital had ever received. We've also partnered with organizations like Habitat for Humanity and HomeAid Orlando to build homes for families in need.

    Learn More
  • Homebuying Made Easy with K. Hovnanian

    We believe that buying a new-construction home shouldn't be complicated, costly, or confusing. From the day you first start browsing homes to the day you move in, our talented team of architects, designers, sales consultants, community construction managers, financing experts, and more ensure that you're taken care of every step of the way. Starting your next chapter in the perfect home has never been easier.

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Stirling Kitchen Loft Palette 1 Level 1 Coastal Loft
Stirling Kitchen Loft Palette 1 Level 1 Coastal Loft

Palette 1

Loft

Farmhouse

Classic

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