Calculate Your Mortgage

Use this calculator to determine your estimated monthly payment.
Loan Type:
Loan Type
Enter an amount between $0 and $250,000,000
Enter an amount between $0 and $250,000,000
Enter an amount between 0% and 25%
Mortgage Amount:
Mortgage Insurance:
/mo
/mo
Enter an amount between $0 and $1,000,000
/mo
Enter an amount between $0 and $1,000,000
/mo
Enter an amount between $0 and $1,000,000
Estimated Payment:
/mo*
Estimated monthly payment is calculated on the price of the home and terms as shown above and includes estimates for property taxes and homeowners’ insurance as well as HOA Fees and PMI/MIP (if applicable).  Your actual monthly payment may be greater. The estimated monthly payment is provided for illustration purposes only and is not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any purchaser and/or transaction. Interest rate is not guaranteed and is subject to market conditions and may change or program may be cancelled without prior notice. You should contact a lender of your choosing for information, terms, and conditions specific to your current situation. Click here for further details.
Interest rate is as of 11/25/2020. Mortgage loan assumes no fees payable to lender so that the interest rate and APR are the same. If your lender charges any fees in connection with the mortgage loan, your APR will be higher. Assumes a 30-year fixed rate, owner-occupied mortgage loan for a purchaser with a credit score of 740+ with a down payment of [Down Payment Percentage] as described in the Mortgage Calculator. For conventional mortgages, Private Mortgage Insurance (PMI) may be required by your lender if your down payment is less than 20%. For FHA mortgages, a Mortgage Insurance Premium (MIP) payment is required at an upfront rate of 1.75% of the borrowed amount and monthly at an annual rate of 0.85% of the amount borrowed. Not all communities are eligible for FHA financing.

Your interest rate may vary depending upon the type of mortgage, loan amount, loan-to-value ratio, occupancy, purpose of loan, and your credit scores. Assumed terms may not be available to all or any purchasers. Loan programs, financing programs, interest rates, home purchase price, fees, payments and offers may vary, are subject to change or cancellation at any time without notice and are subject to the specific underwriting guidelines of your chosen lender, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. Property taxes, homeowner’s insurance and HOA fees are estimates only. Actual amounts for property taxes, homeowner’s insurance and HOA fees may be higher and are subject to change from time to time. Flood insurance may be required depending on location of the home. Mortgage calculator is for informational and illustrative purposes only. You are encouraged to seek advice from a lender of your choosing for information, terms and conditions specific to your current situation.

K. Hovnanian Homes is not acting on behalf of or at the direction of HUD/FHA or the federal government. 
Back to South Carolina
K. HOVNANIAN'S® FOUR SEASONS AT

CAROLINA OAKS

Grand Opening!

Selling Virtually and Onsite

Schedule an appointment to meet with our sales team virtually or onsite to tour our newly finished model homes and learn more about this fantastic community and all it has to offer.

Resort-Style Living in the Scenic Lowcountry

Four Seasons at Carolina Oaks offers resort-style living in a picturesque location. Relax and enjoy all that our community has to offer while staying healthy and safe.

Resort-Style Living

Maintenance free living at its best! Experience the harmonious balance of comfort and luxury at Four Seasons at Carolina Oaks

All Community Amenities:

Dog Park

Dog Park

Bring your furry best friend to the dog park, a wide-open play area for Fido to get active. You'll find plenty of other dog lovers here!
Fitness Center

Fitness Center

Have you been an exercise fiend your whole life or are you just now learning to love it?  No matter your fitness level, you'll love working out in our beautiful Fitness Center. Try a treadmill, elliptical, bike or free weights and see which is your favorite.
Aerobics Studio

Aerobics Studio

Make time in your day to take part in a socially distanced class at our Movement/Aerobics Studio, located within the Clubhouse. Have you always wanted to try Yoga? Here's your chance! Maybe Zumba is more your speed? The possibilities are endless.
Card & Game Room

Card & Game Room

What's your game? Mahjong, pinochle, blackjack, poker? Or how about a game of billiards? Whatever your choice, you'll find it all right here!
Arts & Crafts Room

Arts & Crafts Room

Unleash your inner artist! You never know what type of craft you'll take home. You may not think you have artistic talent, but there's a craft out there just waiting for you.
Pool

Pool

Whether taking a quick dip or swimming laps, our beautiful pool is the place to cool off!  Done with you swim? Bring that new novel you've been wanting to read and find a nice quiet spot to lose yourself in a good story!
Walking Trails

Walking Trails

Walking is such an amazing form of exercise, and with the walking trails right here in the community it's so easy to get started! Try a refreshing walk in the cool morning air, or take an evening stroll and listen to the crickets sing.
Gardens

Gardens

Get that green thumb working! With our perfect climate, the possibilities for the garden are endless. Learn to tend to roses or lilies, and grow magazine-worthy hydrangeas! The Lowcountry is a gardener's paradise.
Fire Pit

Fire Pit

Sit around the fire to roast some marshmallows and celebrate the end of another beautiful day. There's just something about a roaring fire that brings the perfect end to a perfect day.
Tennis Courts

Tennis Courts

Game. Set. Match. You'll LOVE our tennis courts. Grab a racket and head out to one of many courts for an early morning game.
Billiards

Billiards

Pass the time with this timeless sport. Enjoy a competitive game day or night.
Bocce

Bocce

If you don't play Bocce yet, now's your chance to learn! This is a game of both luck and strategy. Can you get closest to the jack?
Social Hour

Social Hour

Catch up with your neighbors in no-time with the convenience of an online social hour. Reconnect with friends you’ve gone too long without seeing and make new connections you hadn’t expected!
Guided Meditation

Guided Meditation

A bit of peace and calm can make all the difference. Join a guided meditation class from the comfort of your own home and surround yourself in a comforting and zen-like meditative experience.
Trivia Night

Trivia Night

Been spending a lot of downtime reading and solving Sunday crosswords? Show your friends what facts you’ve got hidden up your sleeve at a virtual trivia night! This is a great opportunity to quiz yourself and socialize with neighbors.
Virtual Pet Shows

Virtual Pet Shows

We all love looking at pictures of our pets! With virtual pet shows, share cute photos of your dogs, cats, and other pets with neighbors. Nothing puts a smile on your face faster than looking at one of our furry friends!
Photo Contests

Photo Contests

Say cheese and virtually share your favorite photos from days past and playfully compete to match modern faces with old photographs. A picture says a thousand words, so start a community conversation with yours!
Virtual Book Club

Virtual Book Club

Reading a good book is the perfect way to pass the time indoors. It can also be an excellent conversation starter. A virtual book club is the perfect place to share your favorite reads and catch up with friends!
Virtual Live Concerts

Virtual Live Concerts

Never miss a beat with a Virtual Live Concert. Invite the music directly into your home with the touch of a button, and tap your toes to popular tunes and requests.
Pickleball Courts

Pickleball Courts

Pickleball is sweeping the nation! This mashup of badminton, ping-pong and tennis is sure to become your new favorite sport. Head over to one of our six pickleball courts. We’re sure you’re going to love it!
Billiards Room

Billiards Room

Pass the time with this timeless sport. Enjoy a competitive game day or night.
Grand Ballroom

Grand Ballroom

Learn to dance or perfect those waltzing skills here in the Grand Ballroom, part of our amazing clubhouse. What better way to spend a lovely evening than listening to beautiful music while you twirl around the floor?
Screened Verandas

Screened Verandas

Our lovely screened verandas are the perfect places to enjoy the outdoors, no matter the weather!   Feel the cool breezes while keeping mosquitos at bay.  Grab a rocking chair and while away a few hours here with a good book, or take a nap in the fresh air!

Lasting Quality for Decades

Our Founder, Kevork S. Hovnanian (Pictured with his son, Ara) was one of the first builders to introduce the concept of Active Lifestyle Communities in the early 1970’s. His vision to combine homes of lasting value with extraordinary amenities became an integral part of his homebuilding company. In 1994, K. Hovnanian’s Four Seasons Active Lifestyle communities were officially introduced with our flagship community located in Lakewood, NJ. Over 25 years later, K. Hovnanian’s Four Seasons communities continue to be the epitome of resort at home living in the most sought-after locations across the country.

Play Video
list
grid
  • Haven Collection
    Starting from $264,990
    • Athens
    • Donegal
    • Grenada
    • Donegal Loft
  • Preserve Collection
    Starting from $301,990
    • Dorchester
    • Ibiza
    • Killarney I
    • Palmera II
    • Mont Blanc
    • Ibiza Loft
    • Killarney I Loft
    • Mont Blanc Loft
  • Retreat Collection
    Starting from $353,990
    • Ravenna
    • San Sebastian
    • Porto
    • Ravenna Loft
    • San Sebastian Loft
Extra Suite Plus

A private suite including a spacious bedroom and bathroom, a separate living area with a kitchenette and a dedicated private entry.

Virtual Walking Tour

Homes with this icon offer a virtual walking tour.

Site Plan

Explore our interactive site map to view homesite availability and community features.

Explore the Neighborhood

Close by to Hilton Head, SC, you’ll get the best of both town and country life. Discover a new standard of resort-style living within 20 miles of the pristine Hilton Head Island beaches and picturesque views.

See My Results
recreation
    transportation
      medical
        schools
          restaurants
            shopping
              worship
                Room dimensions may vary. Prices, availability, and specifications may change without notice. Some photography may be used for illustrative purposes and contain structural options or designer features that are not included as standard. Certain materials may be discontinued or substituted. Please see a community Sales Consultant to learn how you can personalize your new home with optional features and upgrades. This site makes use of licensed stock photography. Some photography may be used for illustrative purposes and may not depict actual features. Images, videos, activities and amenities shown are representative of a typical K. Hovnanian’s® Four Seasons community.  Offerings may vary by community.  Please speak with a community Sales Consultant for details.