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Estimated monthly payment is calculated on the price of the home and terms as shown above and includes estimates for property taxes and homeowners’ insurance as well as HOA Fees and PMI/MIP (if applicable).  Your actual monthly payment may be greater.   The estimated monthly payment is provided for illustration purposes only and is not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any purchaser and/or transaction.  Interest rate is not guaranteed and is subject to market conditions and may change or program may be cancelled without prior notice.  You should contact a lender of your choosing for information, terms, and conditions specific to your current situation.  Click here for further details.
Interest rate is as of 11/8/2019. Mortgage loan assumes no fees payable to lender so that the interest rate and APR are the same. If your lender charges any fees in connection with the mortgage loan, your APR will be higher. Assumes a 30-year fixed rate, owner-occupied mortgage loan for a purchaser with a credit score of 740+ with a down payment of [Down Payment Percentage] as described in the Mortgage Calculator. For conventional mortgages, Private Mortgage Insurance (PMI) may be required by your lender if your down payment is less than 20%. For FHA mortgages, a Mortgage Insurance Premium (MIP) payment is required at an upfront rate of 1.75% of the borrowed amount and monthly at an annual rate of 0.85% of the amount borrowed. Not all communities are eligible for FHA financing.

Your interest rate may vary depending upon the type of mortgage, loan amount, loan-to-value ratio, occupancy, purpose of loan, and your credit scores. Assumed terms may not be available to all or any purchasers. Loan programs, financing programs, interest rates, home purchase price, fees, payments and offers may vary, are subject to change or cancellation at any time without notice and are subject to the specific underwriting guidelines of your chosen lender, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. Property taxes, homeowner’s insurance and HOA fees are estimates only. Actual amounts for property taxes, homeowner’s insurance and HOA fees may be higher and are subject to change from time to time. Flood insurance may be required depending on location of the home. Mortgage calculator is for informational and illustrative purposes only. You are encouraged to seek advice from a lender of your choosing for information, terms and conditions specific to your current situation.

K. Hovnanian Homes is not acting on behalf of or at the direction of HUD/FHA or the federal government.

KHAM 30 YEAR FIXED FNMA/FHLMC RATE
Please use the list below to determine your estimated interest rate based on your credit score. 
Note: These values are only an estimate. Please speak with a K. Hovnanian American Mortgage advisor for more information.

  • 620-639 = 5.803%
  • 680-699 = 4.578%
  • 720-739 = 4.201%
  • 740 or greater = 4.124%

 
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  • Rockin’ and Rollin’

    New Homes in Northeast Ohio

    The Rock and Roll Hall of Fame, enshrining a wide range of artists and genres, is a must-see for fans of modern music.

  • Bring a Snorkel

    New Homes in Northeast Ohio

    Discover the wonders of the big blue at the Greater Cleveland Aquarium, a short drive from Olmsted. See stingrays up close at the Touch Pool and explore tropical fish tanks throughout.

  • Roarin’ Good Time

    New Homes in Northeast Ohio

    The Cleveland Metroparks Zoo™ condenses a world of wildlife experiences into 183 acres, with fun events and activities every day.

  • Go, Fight, Win

    New Homes in Northeast Ohio

    Football? Baseball? Basketball? Watch Cleveland’s squads continue their pursuit of a championship - the league’s best play here.

  • Lake Living

    New Homes in Northeast Ohio

    Spend countless days by Lake Erie. Whether you enjoy water sports or just relaxing with friends, the lake will provide you ample entertainment.

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    From the banks of Lake Erie to the heart of suburbia, life in Cleveland is about blue collar strength and city sophistication. This is a place where the two not only coexist, but come together to create a place unlike no other.

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    Pick from farm-fresh entrees while taking in views of the city

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    Have a world-class meal and listen to live music all night long.

    Anchors Away

    Scream for It

    Enjoy handcrafted ice cream with locally sourced ingredients.

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    Take a ride down the Cuyahoga while peddling with your friends!

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