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Estimated monthly payment is calculated on the price of the home and terms as shown above and includes estimates for property taxes and homeowners’ insurance as well as HOA Fees and PMI/MIP (if applicable).  Your actual monthly payment may be greater. The estimated monthly payment is provided for illustration purposes only and is not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any purchaser and/or transaction. Interest rate is not guaranteed and is subject to market conditions and may change or program may be cancelled without prior notice. You should contact a lender of your choosing for information, terms, and conditions specific to your current situation. Click here for further details.
Interest rate is as of 1/10/2020. Mortgage loan assumes no fees payable to lender so that the interest rate and APR are the same. If your lender charges any fees in connection with the mortgage loan, your APR will be higher. Assumes a 30-year fixed rate, owner-occupied mortgage loan for a purchaser with a credit score of 740+ with a down payment of [Down Payment Percentage] as described in the Mortgage Calculator. For conventional mortgages, Private Mortgage Insurance (PMI) may be required by your lender if your down payment is less than 20%. For FHA mortgages, a Mortgage Insurance Premium (MIP) payment is required at an upfront rate of 1.75% of the borrowed amount and monthly at an annual rate of 0.85% of the amount borrowed. Not all communities are eligible for FHA financing.

Your interest rate may vary depending upon the type of mortgage, loan amount, loan-to-value ratio, occupancy, purpose of loan, and your credit scores. Assumed terms may not be available to all or any purchasers. Loan programs, financing programs, interest rates, home purchase price, fees, payments and offers may vary, are subject to change or cancellation at any time without notice and are subject to the specific underwriting guidelines of your chosen lender, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. Property taxes, homeowner’s insurance and HOA fees are estimates only. Actual amounts for property taxes, homeowner’s insurance and HOA fees may be higher and are subject to change from time to time. Flood insurance may be required depending on location of the home. Mortgage calculator is for informational and illustrative purposes only. You are encouraged to seek advice from a lender of your choosing for information, terms and conditions specific to your current situation.

K. Hovnanian Homes is not acting on behalf of or at the direction of HUD/FHA or the federal government. 

KHAM 30 YEAR FIXED FNMA/FHLMC RATE
Please use the list below to determine your estimated interest rate based on your credit score. 
Note: These values are only an estimate. Please speak with a K. Hovnanian American Mortgage advisor for more information.

  • 620-639 = 5.728%
  • 680-699 = 4.401%
  • 720-739 = 3.992%
  • 740 or greater = 3.897%
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  • Watch in Style

    New Homes in North Ridgeville

    North Ridgeville is home to many unique charms such as the Aut-O-Roma Twin Drive-In Theater.

  • Soar in North Ridgeville

    New Homes in North Ridgeville

    North Ridgeville’s Sandy Reservation is a 310-acre wetland and preserve favorite of outdoor enthusiasts.

  • Family Action

    New Homes in North Ridgeville

    Welcome to Sportsville! This 25-acre park located in North Ridgeville boasts batting cages, mini golf, a driving range and picnic pavilion.

  • Take a Seat

    New Homes in North Ridgeville

    Enjoy a show at North Ridgeville’s Towne Hall where theater troupes put on productions throughout the year including special holiday shows.

  • Ball is in Your Court

    New Homes in North Ridgeville

    The North Ridgeville Tennis and Golf Club® features tennis and pickle ball courts, multiple PGA® certified golf simulators and a fitness center.

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    North Ridgeville

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    The outstanding school system and great sense of community make North Ridgeville the perfect place for your family. Cleveland Magazine declared this city to be one of the “Best Places to Live in the Cleveland Area” and one of the “50 Safest Cities in Ohio.” Consider our new homes in North Ridgeville, OH, today.

    Endless Amusement

    Visit Cedar Point®, the “Rollercoaster Capital of the World.”

    Feel the Thrill

    Lake Livin’

    Visit Lake Erie for a quick getaway, close to your home.

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    Take a multi-day wine or casino tour right from North Ridgeville

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    Celebrate nature & sustainability at nearby Black River Landing.

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