*4.75% (4.596% APR) promotional financing offer applies to select QMI homes with new contracts written on or after October 5, 2022 and close by December 30, 2022. Available only for closed purchase agreements with financing through K. Hovnanian American Mortgage, L.L.C. (KHAM). Total value of incentives may not be combined with other offers. Interest rate is as of 10/5/2022. An interest rate of 4.75% (4.849% APR) for a 30-year fixed, 740 FICO, owner occupied, conventional mortgage, with a 20% down payment, 1.75% discount points paid by the seller. For information regarding current market rates, please visit ( www.freddiemac.com/pmms
). Rates may change or not be available or funds may be exhausted. Buyer is subject to qualification for specific loan terms, occupancy, down payment, credit and underwriting requirements, and/or investor program guidelines. Estimated loan amount of $380,000 and sales price of $475,000. See a Sales Consultant for full details on select QMI homes, not available in all states, communities or homes. Maximum closing cost assistance may vary based on the purchase price, product and occupancy. Not all borrowers will qualify for said rate. Rate is not applicable for all credit profiles. Restrictions apply. Maximum contribution limits will apply. Subject to final negotiation of contract terms and is subject to all RESPA guidelines. K. Hovnanian's Four Seasons communities are intended to provide housing primarily for residents 55 years of age or older. Additional restrictions, including limitations on the ages of additional permanent and temporary residents of a home, may apply. All K. Hovnanian's Four Seasons communities shall be operated as age-restricted communities in compliance with all applicable local, state and federal laws. Limited exceptions for residents 50 years of age or older may apply. K. Hovnanian Homes is not a lender. K. Hovnanian American Mortgage, L.L.C. 3601 Quantum Boulevard, Boynton Beach, FL 33426. NMLS #3259 (www.nmlsconsumeraccess.org
) Licensed by Arizona Department of Insurance and Financial Institutions. Lic. #906585. Licensed by California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Lic. #4130532. Licensed by Delaware Office of the State Bank Commissioner to engage in business in this State. Lic. #7864 Expiration 12/31/2022. Licensed by the District of Columbia Department of Insurance, Securities and Banking. Licensed by Florida Office of Financial Regulation. Licensed by the Georgia Department of Banking and Finance #22272. Licensed by the Maryland Office of the Commissioner of Financial Regulation. Licensed by New Jersey Department of Banking and Insurance. Licensed by Ohio Division of Financial Institutions. Lic. RM.850228.000. Licensed by the Pennsylvania Department of Banking and Securities. Licensed by South Carolina Board of Financial Institutions. Mortgage Banker Registration issued by Texas Department of Savings and Mortgage Lending. Licensed by Virginia State Corporation Commission, Bureau of Financial Institutions Lic.#MC-2661. Licensed by the West Virginia Division of Financial Institutions. For Illinois licensing information, go to (www.nmlsconsumeraccess.org
) See a Sales Consultant for full details. Equal Housing Opportunity.