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New Homes in Ohio

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Ohio is home to thriving cities, welcoming suburbs and natural beauty. Between exciting economic opportunities in Cleveland and scenic views of Lake Erie, you can have it all with K. Hovnanian’s new construction homes in Ohio and Build on Your Lot Design Studios. K. Hovnanian has been building beautiful homes for over 60 years and is one of the most trusted homebuilders in Ohio. With stunning designs, top-of-the-line finishes and options for every budget, discover our new homes in Ohio today.

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    Buying, Research

    What Does “Under Contract” Mean in Real Estate?

    April 28, 2022

    While it’s certainly not ideal to be interested in a home under contract, the term can have a range of meanings, with a variety of outcomes. Learn more about what the phrase “under contract” really means

    Learn More
    Buying, Research

    6 Reasons Why Your Mortgage Approval Could Be Withdrawn

    April 11, 2022

    Even buyers approved for a mortgage may have their approval withdrawn just a few days before closing, or even once construction of their new home has begun. Most rescinded mortgage offers can come down to one (or more) of a few common reasons — and if you know what to look out for, these pitfalls will be that much easier to avoid.

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    Buying, Research

    Types of Home Loans: Which One Is Right for You?

    April 1, 2022

    Anyone interested in applying for a home loan, or just in learning more about them, may find themselves inundated with information, with endless details and distinctions, before they’ve even clicked on their first search result. But you’ll find that as distinctive as they can be, most home loans fall into a few broad categories – and once you have a basic understanding of those, you can start to see which mortgage might be best for you, whether you’re an existing homeowner or a first-time buyer.

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    Estimated monthly payment is calculated on the price of the home and terms as shown above and includes estimates for property taxes and homeowners’ insurance as well as HOA Fees and PMI/MIP (if applicable).  Your actual monthly payment may be greater. The estimated monthly payment is provided for illustration purposes only and is not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any purchaser and/or transaction. Interest rate is not guaranteed and is subject to market conditions and may change or program may be cancelled without prior notice. You should contact a lender of your choosing for information, terms, and conditions specific to your current situation. Click here for further details.
    Interest rate is as of 5/27/2022. Mortgage loan assumes no fees payable to lender so that the interest rate and APR are the same. If your lender charges any fees in connection with the mortgage loan, your APR will be higher. Assumes a 30-year fixed rate, owner-occupied mortgage loan for a purchaser with a credit score of 740+ with a down payment of [Down Payment Percentage] as described in the Mortgage Calculator. For conventional mortgages, Private Mortgage Insurance (PMI) may be required by your lender if your down payment is less than 20%. For FHA mortgages, a Mortgage Insurance Premium (MIP) payment is required at an upfront rate of 1.75% of the borrowed amount and monthly at an annual rate of 0.85% of the amount borrowed. Not all communities are eligible for FHA financing.

    Your interest rate may vary depending upon the type of mortgage, loan amount, loan-to-value ratio, occupancy, purpose of loan, and your credit scores. Assumed terms may not be available to all or any purchasers. Loan programs, financing programs, interest rates, home purchase price, fees, payments and offers may vary, are subject to change or cancellation at any time without notice and are subject to the specific underwriting guidelines of your chosen lender, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. Property taxes, homeowner’s insurance and HOA fees are estimates only. Actual amounts for property taxes, homeowner’s insurance and HOA fees may be higher and are subject to change from time to time. Flood insurance may be required depending on location of the home. Mortgage calculator is for informational and illustrative purposes only. You are encouraged to seek advice from a lender of your choosing for information, terms and conditions specific to your current situation.

    K. Hovnanian Homes is not acting on behalf of or at the direction of HUD/FHA or the federal government.