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Estimated monthly payment is calculated on the price of the home and terms as shown above and includes estimates for property taxes and homeowners’ insurance as well as HOA Fees and PMI/MIP (if applicable).  Your actual monthly payment may be greater.   The estimated monthly payment is provided for illustration purposes only and is not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any purchaser and/or transaction.  Interest rate is not guaranteed and is subject to market conditions and may change or program may be cancelled without prior notice.  You should contact a lender of your choosing for information, terms, and conditions specific to your current situation.  Click here for further details.
Interest rate is as of 10/4/2019. Mortgage loan assumes no fees payable to lender so that the interest rate and APR are the same. If your lender charges any fees in connection with the mortgage loan, your APR will be higher. Assumes a 30-year fixed rate, owner-occupied mortgage loan for a purchaser with a credit score of 740+ with a down payment of [Down Payment Percentage] as described in the Mortgage Calculator. For conventional mortgages, Private Mortgage Insurance (PMI) may be required by your lender if your down payment is less than 20%. For FHA mortgages, a Mortgage Insurance Premium (MIP) payment is required at an upfront rate of 1.75% of the borrowed amount and monthly at an annual rate of 0.85% of the amount borrowed. Not all communities are eligible for FHA financing.

Your interest rate may vary depending upon the type of mortgage, loan amount, loan-to-value ratio, occupancy, purpose of loan, and your credit scores. Assumed terms may not be available to all or any purchasers. Loan programs, financing programs, interest rates, home purchase price, fees, payments and offers may vary, are subject to change or cancellation at any time without notice and are subject to the specific underwriting guidelines of your chosen lender, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. Property taxes, homeowner’s insurance and HOA fees are estimates only. Actual amounts for property taxes, homeowner’s insurance and HOA fees may be higher and are subject to change from time to time. Flood insurance may be required depending on location of the home. Mortgage calculator is for informational and illustrative purposes only. You are encouraged to seek advice from a lender of your choosing for information, terms and conditions specific to your current situation.

K. Hovnanian Homes is not acting on behalf of or at the direction of HUD/FHA or the federal government.

KHAM 30 YEAR FIXED FNMA/FHLMC RATE
Please use the list below to determine your estimated interest rate based on your credit score. 
Note: These values are only an estimate. Please speak with a K. Hovnanian American Mortgage advisor for more information.

  • 620-639 = 5.693%
  • 680-699 = 4.459%
  • 720-739 = 4.024%
  • 740 or greater = 3.899%

 
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  • Rocks along the Reservoir

    New Homes in Howell

    The 1,208 acres of land and sea of the Manasquan Reservoir provide a perfect place to ride a bike or rent a kayak.

  • Horsing Around

    New Homes in Howell

    Surrounded by stables and riding facilities, Howell is the perfect place to go saddle up for a day of fun on horseback.

  • Placid Park

    New Homes in Howell

    Known for its historic iron-making and chapel weddings, Allaire State Park is a beautiful piece of Garden State history minutes from Howell.

  • Home Run

    New Homes in Howell

    Nearby Lakewood Blue Claws stadium provides a perfect day of old fashioned baseball fun for the entire family.

  • Teeing Up

    New Homes in Howell

    Head out to Howell Park Golf Course for a round. This 18-hole course has beautiful greens and provides a fun challenge for any skill level.

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    Howell

    Jersey’s
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    Living in conveniently-located Jersey City means you can have it all. Enjoy access to the employment opportunities of NYC, while enjoying the grandeur of the Garden State. Start living the life you deserve in your new construction home in Jersey CIty.

    Fire Up Your Tastebuds

    Take a bite out of dishes at Season’s Coal Fired Bistro.

    Grilled to Perfection

    Create Your Own Runway

    Find something to match your style at Howell Plaza.

    Fresh off the Rack

    Press Start for Fun

    Head out to iPlay America® for a day of endless fun.

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    Explore the trails and fields around Echo Lake.

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