^K. Hovnanian's Four Seasons at Colt Farm is offered by K. HOVNANIAN'S FOUR SEASONS AT COLTS FARM, LLC and is an age-restricted community. At K. Hovnanian age restricted communities, at least one resident of each household must be 55 years of age or older. A limited number of residents may be younger than 55. No permanent resident being under the age of 19. Option 1: Promotional financing offer applies to select QMI homes with new contracts written on or after November 28, 2022 and close by February 28, 2023. Required closing dates will vary by homesite. Available only for closed purchase agreements with financing through K. Hovnanian American Mortgage, L.L.C. (KHAM). Total value of incentives may not be combined with other offers. See a Sales Consultant for full details on select QMI homes, not available in all states, communities or homes. A sample interest rate of 5.5% (5.64% APR) for a 30-year fixed, owner occupied, conventional mortgage. Terms available as of 11/28/22 factoring in prepaid interest, closing costs, and a purchase price of $962,503 with 20% down payment. Rates may change or not be available or funds may be exhausted at the time of loan commitment, lock-in or closing. This is a limited time promotion, available until funds are exhausted. Buyer is subject to qualifications for specific loan terms, occupancy, down payment, credit and underwriting requirements, and/or investor program guidelines. Not all borrowers will qualify for said rate. Rate is not applicable for all credit profiles. Not an offer to enter into an interest rate or discount point agreement and any such agreement may only be made in writing signed by both the borrower and the lender. Offer requires financing through seller’s affiliate K. Hovnanian American Mortgage, L.L.C. (KHAM), but use of KHAM is not required to purchase a home. For information regarding current market rates, please visit http://www.freddiemac.com/pmms This statement is no guarantee of the present or future market conditions and market values. Maximum closing cost assistance may vary based on the purchase price, product and occupancy. Restrictions apply. Maximum contribution limits will apply. Subject to final negotiation of contract terms and is subject to all RESPA guidelines.