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Estimated monthly payment is calculated on the price of the home and terms as shown above and includes estimates for property taxes and homeowners’ insurance as well as HOA Fees and PMI/MIP (if applicable).  Your actual monthly payment may be greater.   The estimated monthly payment is provided for illustration purposes only and is not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any purchaser and/or transaction.  Interest rate is not guaranteed and is subject to market conditions and may change or program may be cancelled without prior notice.  You should contact a lender of your choosing for information, terms, and conditions specific to your current situation.  Click here for further details.
Interest rate is as of 11/27/2019. Mortgage loan assumes no fees payable to lender so that the interest rate and APR are the same. If your lender charges any fees in connection with the mortgage loan, your APR will be higher. Assumes a 30-year fixed rate, owner-occupied mortgage loan for a purchaser with a credit score of 740+ with a down payment of [Down Payment Percentage] as described in the Mortgage Calculator. For conventional mortgages, Private Mortgage Insurance (PMI) may be required by your lender if your down payment is less than 20%. For FHA mortgages, a Mortgage Insurance Premium (MIP) payment is required at an upfront rate of 1.75% of the borrowed amount and monthly at an annual rate of 0.85% of the amount borrowed. Not all communities are eligible for FHA financing.

Your interest rate may vary depending upon the type of mortgage, loan amount, loan-to-value ratio, occupancy, purpose of loan, and your credit scores. Assumed terms may not be available to all or any purchasers. Loan programs, financing programs, interest rates, home purchase price, fees, payments and offers may vary, are subject to change or cancellation at any time without notice and are subject to the specific underwriting guidelines of your chosen lender, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. Property taxes, homeowner’s insurance and HOA fees are estimates only. Actual amounts for property taxes, homeowner’s insurance and HOA fees may be higher and are subject to change from time to time. Flood insurance may be required depending on location of the home. Mortgage calculator is for informational and illustrative purposes only. You are encouraged to seek advice from a lender of your choosing for information, terms and conditions specific to your current situation.

K. Hovnanian Homes is not acting on behalf of or at the direction of HUD/FHA or the federal government.

KHAM 30 YEAR FIXED FNMA/FHLMC RATE
Please use the list below to determine your estimated interest rate based on your credit score. 
Note: These values are only an estimate. Please speak with a K. Hovnanian American Mortgage advisor for more information.

  • 620-639 = 5.694%
  • 680-699 = 4.407%
  • 720-739 = 3.923%
  • 740 or greater = 3.802%
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  • Small Town Strolls

    New Homes in Libertyville

    Grab a bite to eat and stroll around Historic Downtown Libertyville for a mix of small town charm with urban retail and entertainment.

  • Paint Your Picture

    New Homes in Libertyville

    Get Artsy at Libertyville’s David Adler Music and Arts Center. Attend events, workshops, and classes for all ages.

  • Libertyville’s Independence Grove

    New Homes in Libertyville

    Explore Lake County’s newest forest preserve in Libertyville. With fishing, boating, hiking, picnics and more there’s something for everyone!

  • Play Your Heart Out

    New Homes in Libertyville

    Libertyville’s Sports Complex is out of this league with its numerous fields, courts, driving range and fitness center.

  • In Good Company

    New Homes in Libertyville

    Head to Cook Park for free public concerts by Libertyville’s Village Band.

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    Libertyville

    Liberty &
    The Pursuit

    Just 40 minutes from Chicago lies the Village of Libertyville, where happiness is plentiful and friendliness is abundant. Start your next chapter in this charming town, and consider our new homes in Libertyville, IL, today.

    Neighborhood Finds

    Visit Libertyville’s Lambs Farm® for events, shopping and more.

    Discover Something Wonderful

    The Family that Screams Together

    Six Flags Great America® & Hurricane Harbor are 20 minutes away.

    Hang On

    What Do You Have a Taste For?

    Visit the Jelly Belly® Center minutes away in Pleasant Prairie.

    As Sweet as it Gets

    Blossom Out

    The Chicago Botanic Garden is down the road in Glencoe.

    Smell the Roses

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