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Estimated monthly payment is calculated on the price of the home and terms as shown above and includes estimates for property taxes and homeowners’ insurance as well as HOA Fees and PMI/MIP (if applicable).  Your actual monthly payment may be greater. The estimated monthly payment is provided for illustration purposes only and is not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any purchaser and/or transaction. Interest rate is not guaranteed and is subject to market conditions and may change or program may be cancelled without prior notice. You should contact a lender of your choosing for information, terms, and conditions specific to your current situation. Click here for further details.
Interest rate is as of 1/17/2020. Mortgage loan assumes no fees payable to lender so that the interest rate and APR are the same. If your lender charges any fees in connection with the mortgage loan, your APR will be higher. Assumes a 30-year fixed rate, owner-occupied mortgage loan for a purchaser with a credit score of 740+ with a down payment of [Down Payment Percentage] as described in the Mortgage Calculator. For conventional mortgages, Private Mortgage Insurance (PMI) may be required by your lender if your down payment is less than 20%. For FHA mortgages, a Mortgage Insurance Premium (MIP) payment is required at an upfront rate of 1.75% of the borrowed amount and monthly at an annual rate of 0.85% of the amount borrowed. Not all communities are eligible for FHA financing.

Your interest rate may vary depending upon the type of mortgage, loan amount, loan-to-value ratio, occupancy, purpose of loan, and your credit scores. Assumed terms may not be available to all or any purchasers. Loan programs, financing programs, interest rates, home purchase price, fees, payments and offers may vary, are subject to change or cancellation at any time without notice and are subject to the specific underwriting guidelines of your chosen lender, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. Property taxes, homeowner’s insurance and HOA fees are estimates only. Actual amounts for property taxes, homeowner’s insurance and HOA fees may be higher and are subject to change from time to time. Flood insurance may be required depending on location of the home. Mortgage calculator is for informational and illustrative purposes only. You are encouraged to seek advice from a lender of your choosing for information, terms and conditions specific to your current situation.

K. Hovnanian Homes is not acting on behalf of or at the direction of HUD/FHA or the federal government. 

KHAM 30 YEAR FIXED FNMA/FHLMC RATE
Please use the list below to determine your estimated interest rate based on your credit score. 
Note: These values are only an estimate. Please speak with a K. Hovnanian American Mortgage advisor for more information.

  • 620-639 = 5.721%
  • 680-699 = 4.399%
  • 720-739 = 3.986%
  • 740 or greater = 3.896%
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Winding Bay

Florida

Winding Bay offers beautiful new single family and townhome designs in Winter Garden, FL. This community brings unbeatable amenities, a sought-after location and an array of homes with luxurious options to choose from.
Offered By: KHOV WINDING BAY II, LLC

Online Community Specialist

888-546-8466
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Onsite Sales Office

(Sales Consultant may be busy with customers)
407-326-2072

Sun-Mon 12pm-6pm
Tue-Sat 10am-6pm

11948 Avalon Rd
Winter Garden, Florida
Community Location
Directions to Community

    Rock The Savings*

    In Your Gourmet Kitchen

    Buy now using K. Hovnanian American Mortgage, LLC., and we’ll upgrade you to a gourmet kitchen package at no additional cost! Your dream kitchen includes stainless-steel appliances, cooktop, wall oven, granite countertops, upgraded cabinets and more.

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    For the Whole Family Community Amenities

    • Stay in shape with your four-legged friend at the dog park
    • Spend the afternoon with your family and friends at the playground
    • Get together with your neighbors for an afternoon walk around the community
    • Enjoy outdoor activity as a regular part of your family life

    Premier Location Near It All

    • Enjoy the close proximity to the Magic Kingdom® Park
    • Appreciate the convenience to nearby Hwy 429, Hwy 535 and US-192
    • Value easy access via East-West connector SR 408 to downtown Orlando
    • Desirable Plant Street Market offers dining, a brewery & live entertainment
    • Relish living minutes from it all in this sought-after location

    Open-Concept Home Designs

    • Winding Bay offers quality construction and spacious smart home designs
    • Designs flow around the heart of the home
    • Brand new design built for the Winding Bay lifestyle
    • Designer kitchens ideal for daily life as well as entertaining
    • Home designs offer spacious and open living areas

    • Home Designs
    • Quick Move in Homes
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    • Ultimate Lifestyle
    • Design Features
    • Community
    • Site Plan
    • Surrounding Area
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    Community Details

    Community Details

    Winding Bay

    Contact Us

    407-326-2072

    407-326-2072

    • Home Designs
      • Nicola
      • Suncrest
      • Tessa
      • Tobago
      • Tompkins II
      • Sanya
      • Xavier
      • Tobago Loft
      • Grayson

    Extra Suite - Private suite with spacious bed/bath.

    Extra Suite Plus - Private suite with spacious bed/bath, living area, kitchenette and private entry.

    Homes with this icon

    offer a virtual walking tour.

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    Room dimensions may vary. Prices, availability, and specifications may change without notice. Some photography may be used for illustrative purposes and contain structural options or designer features that are not included as standard. Certain materials may be discontinued or substituted. Please see a community Sales Consultant to learn how you can personalize your new home with optional features and upgrades.

    • Quick Move In Homes
      • Tessa
        16072 Micelli Drive, Homesite 2
      • Suncrest
        16066 Micelli Drive, Homesite 3
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    list

    Room dimensions may vary. Prices, availability, and specifications may change without notice. Some photography may be used for illustrative purposes and contain structural options or designer features that are not included as standard. Certain materials may be discontinued or substituted. Please see a community Sales Consultant to learn how you can personalize your new home with optional features and upgrades.

    Media Gallery

    Experience your new home through virtual tours, photos and more. Please select a home design to view media gallery.

    Please see your Sales Consultant to learn how you can personalize your new home with designer options and upgrades.
    This site makes use of licensed stock photography. Some photography may be used for illustrative purposes and may not depict actual features.

    • Fun in the Sun

      Bring a towel and spend countless hours basking in the sun by the pool.

    • A Game of Fetch

      Fido will love playing a game of fetch!

    • Hours of Fun

      Bring the family to the playground, in the heart of the community.

    This site makes use of licensed stock photography. Some photography may be used for illustrative purposes and may not depict actual features.

      Culinary Inspirations

      • Designer wood cabinets with 42" crowned uppers
      • Granite countertops with undermount stainless steel sink
      • GE® Energy Star®  electric stainless steel appliances
      • Ceramic tile flooring in kitchen, dining area and laundry room
      • Large island with convenient breakfast bar

        Sumptuous Baths

        • Full-width mirrored vanity area with lighting above
        • Designer wood cabinets with granite vanity top
        • Undermount sink in primary owner's bath with Moen® faucets
        • Elongated commodes in all secondary baths
        • Solid surface countertops in secondary baths
        • Acrylic shower pans on 2nd floor
        • 18" ceramic tile flooring in all baths

          Designer Interiors

          • Knockdown finished ceilings
          • 2 or 6-panel doors with 2¼”  wood trim throughout home
          • Wood window sills in living areas
          • Solid surface window sills in all baths
          • Stain release carpet with 5.5lb rebond cushion
          • 3¼” Colonial baseboards throughout home
          • 18" ceramic tile flooring in foyer, kitchen, dining area & laundry room

            Exterior Details

            • Pavers on lead walk, entry, lanai & driveway (per plan)
            • Architectural shingles with limited warranty
            • Ultimate exterior paint system
            • Fully sodded homesite with St. Augustine sod (floratam)
            • Professional landscape package
            • Steel garage doors with recessed panels
            • Garage door opener with remotes

            Please see your Sales Consultant to learn how you can personalize your new home with designer options and upgrades.
            This site makes use of licensed stock photography. Some photography may be used for illustrative purposes and may not depict actual features.

              Laugh & Have Fun Kids Playground

              Take advantage of Florida's sunny weather with a trip to the children's playground. Located in the heart of the community, this colorful playground is the perfect spot to let kids be kids. They'll make new friends, and you will too. Enjoy outdoor activity as a regular part of your family life.

                Sit, stay, come To The Dog Park

                Play all day with your best friend at the community dog park. Teach new commands, make new doggy friends and enjoy some time with your pooch.

                  Fun in the sun & Refreshing Pool

                  Practice water aerobics, host the perfect barbecue and pool party or take a relaxing evening dip in the pool. This community has a sparkling pool providing a chance to swim, talk with friends and catch some sun. Come see why this community is your opportunity to love where you live.

                  This site makes use of licensed stock photography. Some photography may be used for illustrative purposes and may not depict actual features.

                    Multitude of Outdoor Activities

                    From the finest golf courses in Central Florida to water sports on the many lakes throughout the area, you will enjoy a variety of outdoor activities. Take a quiet nature walk, attend exciting sporting events or enjoy recreational opportunities. There are so many choices for you and your family.

                      Orlando's Parks And Attractions

                      Situated just outside Greater Orlando area, you are minutes to a vast array of recreational pursuits, world-renowned theme parks & major attractions. Living here is a dream for many and for you it can be a reality.

                        Historic Downtown Winter Garden

                        Historic downtown Winter Garden is a charming and vibrant small town of shops, restaurants, museums, a theater and much more. It also boasts a water fountain park and the largest Farmer's Market in Central Florida. Outdoor enthusiasts will enjoy living near outdoor recreation opportunities.

                        This site makes use of licensed stock photography. Some photography may be used for illustrative purposes and may not depict actual features.

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                                        Home Sweet Habitat: Builders Blitz Brings Four Families New Affordable Homes in South Apopka

                                        For six years, single mom Anna Noguera lived in a one-room motel with her three children.

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