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Calculate Your Mortgage

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Estimated monthly payment is calculated on the price of the home and terms as shown above and includes estimates for property taxes and homeowners’ insurance as well as HOA Fees and PMI/MIP (if applicable).  Your actual monthly payment may be greater.   The estimated monthly payment is provided for illustration purposes only and is not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any purchaser and/or transaction.  Interest rate is not guaranteed and is subject to market conditions and may change or program may be cancelled without prior notice.  You should contact a lender of your choosing for information, terms, and conditions specific to your current situation.  Click here for further details.
Interest rate is as of 11/8/2019. Mortgage loan assumes no fees payable to lender so that the interest rate and APR are the same. If your lender charges any fees in connection with the mortgage loan, your APR will be higher. Assumes a 30-year fixed rate, owner-occupied mortgage loan for a purchaser with a credit score of 740+ with a down payment of [Down Payment Percentage] as described in the Mortgage Calculator. For conventional mortgages, Private Mortgage Insurance (PMI) may be required by your lender if your down payment is less than 20%. For FHA mortgages, a Mortgage Insurance Premium (MIP) payment is required at an upfront rate of 1.75% of the borrowed amount and monthly at an annual rate of 0.85% of the amount borrowed. Not all communities are eligible for FHA financing.

Your interest rate may vary depending upon the type of mortgage, loan amount, loan-to-value ratio, occupancy, purpose of loan, and your credit scores. Assumed terms may not be available to all or any purchasers. Loan programs, financing programs, interest rates, home purchase price, fees, payments and offers may vary, are subject to change or cancellation at any time without notice and are subject to the specific underwriting guidelines of your chosen lender, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. Property taxes, homeowner’s insurance and HOA fees are estimates only. Actual amounts for property taxes, homeowner’s insurance and HOA fees may be higher and are subject to change from time to time. Flood insurance may be required depending on location of the home. Mortgage calculator is for informational and illustrative purposes only. You are encouraged to seek advice from a lender of your choosing for information, terms and conditions specific to your current situation.

K. Hovnanian Homes is not acting on behalf of or at the direction of HUD/FHA or the federal government.

KHAM 30 YEAR FIXED FNMA/FHLMC RATE
Please use the list below to determine your estimated interest rate based on your credit score. 
Note: These values are only an estimate. Please speak with a K. Hovnanian American Mortgage advisor for more information.

  • 620-639 = 5.799%
  • 680-699 = 4.524%
  • 720-739 = 4.173%
  • 740 or greater = 4.086%
  • Home Designs
    • Emerie - Villa
    • Sandpiper - Villa
    • Balfour
    • Saint Lucia
    • Saint Thomas
    • Barbados
    • Stella
    • Tobago - Extra Suite Plus
    • Dominica

Homes with this icon

offer a virtual walking tour.

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Room dimensions may vary. Prices, availability, and specifications may change without notice. Some photography may be used for illustrative purposes and contain structural options or designer features that are not included as standard. Certain materials may be discontinued or substituted. Please see a community Sales Consultant to learn how you can personalize your new home with optional features and upgrades.

  • Quick Move In Homes
    • Emerie - Villa
      1746 Flora Pass Place, Homesite 134
    • Emerie - Villa
      1810 Estuary Lane, Homesite 125
    • Sandpiper - Villa
      1830 Estuary Lane, Homesite 123
    • Sandpiper - Villa
      1789 Flora Pass Place, Homesite 148
    • Sandpiper - Villa
      1795 Flora Pass Place, Homesite 149
    • Bermuda
      2204 Antilles Club Drive, Homesite 31
    • Barbados
      1910 Estuary Lane, Homesite 115
    • Saint Thomas
      1900 Estuary Lane, Homesite 116
    • Balfour
      1955 Estuary Lane, Homesite 257
    • Saint Lucia
      7970 Sabal Point Loop, Homesite 110
    • Emerie - Villa
      1760 Estuary Lane, Homesite 130
      Under Contract
    • Balfour
      2208 Antilles Club Drive, Homesite 32
      Under Contract
    • Balfour
      2232 Antilles Club Drive, Homesite 38
      Under Contract
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list

Room dimensions may vary. Prices, availability, and specifications may change without notice. Some photography may be used for illustrative purposes and contain structural options or designer features that are not included as standard. Certain materials may be discontinued or substituted. Please see a community Sales Consultant to learn how you can personalize your new home with optional features and upgrades.

Community Amenity Media Gallery

View Amenities
  • Your Life. Your Way.

    Get the lifestyle you've always dreamed of - enjoy resort-at-home living!

  • Socialize with friends

    Relax and catch up with neighbors at the clubhouse cafe.

  • Stay Active

    Power through a great workout in the movement room.

  • Hub of Activity

    Clubhouse will be a great gathering place for residents to come together

  • Relax Poolside

    Soak up the sun on the poolside patio or kick back & relax under a cabana.

  • Activities Director

    Enjoy having an Activities Director to schedule social activities & events

  • Competitive Spirit

    Gather some neighbors and play a game of pickleball or tennis!

  • Hole in One!

    Play a round on the 18 hole golf course, located within the community!

  • Dominica Walk-Through

    Take a tour through our impeccable Dominica model home.

  • Balfour Walk-Through

    Take a tour through our stunning Balfour model home.

  • Saint Thomas Walk-Through

    Take a tour through our gorgeous Saint Thomas model home.

This site makes use of licensed stock photography. Some photography may be used for illustrative purposes and may not depict actual features.

Please see your Sales Consultant to learn how you can personalize your new home with designer options and upgrades.
This site makes use of licensed stock photography. Some photography may be used for illustrative purposes and may not depict actual features.

This site makes use of licensed stock photography. Some photography may be used for illustrative purposes and may not depict actual features.

This site makes use of licensed stock photography. Some photography may be used for illustrative purposes and may not depict actual features.

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