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Estimated monthly payment is calculated on the price of the home and terms as shown above and includes estimates for property taxes and homeowners’ insurance as well as HOA Fees and PMI/MIP (if applicable).  Your actual monthly payment may be greater. The estimated monthly payment is provided for illustration purposes only and is not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any purchaser and/or transaction. Interest rate is not guaranteed and is subject to market conditions and may change or program may be cancelled without prior notice. You should contact a lender of your choosing for information, terms, and conditions specific to your current situation. Click here for further details.
Interest rate is as of 1/25/2020. Mortgage loan assumes no fees payable to lender so that the interest rate and APR are the same. If your lender charges any fees in connection with the mortgage loan, your APR will be higher. Assumes a 30-year fixed rate, owner-occupied mortgage loan for a purchaser with a credit score of 740+ with a down payment of [Down Payment Percentage] as described in the Mortgage Calculator. For conventional mortgages, Private Mortgage Insurance (PMI) may be required by your lender if your down payment is less than 20%. For FHA mortgages, a Mortgage Insurance Premium (MIP) payment is required at an upfront rate of 1.75% of the borrowed amount and monthly at an annual rate of 0.85% of the amount borrowed. Not all communities are eligible for FHA financing.

Your interest rate may vary depending upon the type of mortgage, loan amount, loan-to-value ratio, occupancy, purpose of loan, and your credit scores. Assumed terms may not be available to all or any purchasers. Loan programs, financing programs, interest rates, home purchase price, fees, payments and offers may vary, are subject to change or cancellation at any time without notice and are subject to the specific underwriting guidelines of your chosen lender, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. Property taxes, homeowner’s insurance and HOA fees are estimates only. Actual amounts for property taxes, homeowner’s insurance and HOA fees may be higher and are subject to change from time to time. Flood insurance may be required depending on location of the home. Mortgage calculator is for informational and illustrative purposes only. You are encouraged to seek advice from a lender of your choosing for information, terms and conditions specific to your current situation.

K. Hovnanian Homes is not acting on behalf of or at the direction of HUD/FHA or the federal government. 

KHAM 30 YEAR FIXED FNMA/FHLMC RATE
Please use the list below to determine your estimated interest rate based on your credit score. 
Note: These values are only an estimate. Please speak with a K. Hovnanian American Mortgage advisor for more information.

  • 620-639 = 5.712%
  • 680-699 = 4.298%
  • 720-739 = 3.901%
  • 740 or greater = 3.823%

  • Saint Thomas A

  • Open, spacious main living area

  • Dramatic foyer

  • Striking, chef-worthy kitchen

  • Gorgeous owner's suite

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Saint Thomas

K. Hovnanian's® Four Seasons at Orlando

The Saint Thomas offers:

  • Dramatic foyer welcoming guests
  • Oversized laundry room with space for folding and ironing
  • Striking kitchen opening to great room and dining area
  • Large kitchen island giving you plenty of extra space for meal prep
  • Extra space in garage, perfect for a workshop or additional storage

Est. Monthly Payment $2,122/mo*

Based on a 30 year fixed loan at 3.823% with 20% down

To modify these selections, use our Mortgage Calculator

Starting From $330,990

Single Family Homes

Approx. Sq Ft: 2,029

  • 1

    Story

  • 3

    Beds

  • 2

    Baths

  • 2.5

    Garages

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  • Floor Plans
  • Exteriors
  • Design Features
  • Media Gallery

Home Details

Home Details

Saint Thomas

Contact Us

407-705-3103

407-705-3103

  • Saint Thomas A

  • Saint Thomas B

  • Saint Thomas C

    Impressive Designer Kitchen

    • Beautiful 42" designer wood cabinetry
    • Sleek granite countertops provide ample space for food preparation
    • Stainless steel sink with Moen® faucet and disposal
    • Stylish GE® energy saving steel gas range
    • GE® microwave and dishwasher

    Villa Series Designer Kitchen

    • Designer 36" wood cabinets
    • Stainless steel undermount sink with laminate countertop
    • Moen® Chateau faucet and veggie spray
    • GE® self-cleaning stainless steel gas range
    • GE® Energy efficient dishwasher
    • 1/2 HP garbage disposal with countertop switch
    • 18" tile in all wet areas for easy care

      Elegant Stylish Bath

      • 42" high and full-width mirrors over vanities with decorative lighting
      • Luxurious granite countertops in owner's bath
      • Granite countertops in all full baths
      • High quality, Moen® plumbing fixtures
      • Detailed 18"x18" ceramic tile flooring gives your bath an elegant touch
      • Tank-less, gas hot water heater

      Villa Series Stylish Baths

      • Designer wood cabinets in all full bath with adult height in owner's bath
      • Laminate countertops in all full baths
      • 42" high and full-width mirrors over vanities with decorative lighting
      • Glass shower enclosure in owner's bath
      • Sterling® Windham comfort height elongated commodes in all baths

        Stylish Interior Features

        • Up to 10' main floor ceiling heights
        • Textured orange peel walls and knockdown finished ceilings
        • Mohawk® stain release carpet with 5.5# rebond cushion
        • Decorative colonial 3¼" baseboards
        • Choice of 2 panel or 6 panel interior doors
        • 18"x18" ceramic tile flooring wet areas

        Villa Series Home Designs

        • Impressive 10' ceilings
        • Beautiful details from soaring ceilings to Mohawk® flooring
        • Decorative colonial 3¼ " baseboards
        • 18" Mohawk® tile flooring in all wet areas
        • Mohawk® stain release carpet with rebond cushion
        • Integrated casual dining area off of the kitchen
        • Inviting flow between great room and outdoor living

          Distinctive Exteriors

          • Beautiful stucco design on front elevation
          • Steel garage door with raised panels
          • Pavers on driveway, lead walk and entry (plan specific)
          • Paver lanai at backyard, perfect for barbecues
          • Beautiful landscape package with fully sodded front and rear yard

          Saint Thomas Media Gallery

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          for the Saint Thomas Home Design

          Room dimensions may vary. Prices, availability, and specifications may change without notice. Some photography may be used for illustrative purposes and contain structural options or designer features that are not included as standard. Certain materials may be discontinued or substituted. Please see a community Sales Consultant to learn how you can personalize your new home with optional features and upgrades.

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