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Live the lifestyle you've been waiting for & make the sunshine state your new home. With over 60 years of experience building beautiful homes, K. Hovnanian is one of the most trusted homebuilders in Florida. Whether you're looking for a family-friendly neighborhood or an active lifestyle, in your new home in Florida you'll enjoy pristine beaches, vibrant culture & ideal weather. Find your dream home in a place others call a dream vacation & discover our new construction homes in Florida today.

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    Building, Buying, Research

    Construction-to-Permanent Loans at K. Hovnanian

    June 16, 2022

    Also known as a single-close loan, a construction-to-permanent loan includes the cost of land, the new build, and the mortgage. Learn more.

    Learn More
    Buying, Research

    What Does “Under Contract” Mean in Real Estate?

    April 28, 2022

    While it’s certainly not ideal to be interested in a home under contract, the term can have a range of meanings, with a variety of outcomes. Learn more about what the phrase “under contract” really means

    Learn More
    Buying, Research

    6 Reasons Why Your Mortgage Approval Could Be Withdrawn

    April 11, 2022

    Even buyers approved for a mortgage may have their approval withdrawn just a few days before closing, or even once construction of their new home has begun. Most rescinded mortgage offers can come down to one (or more) of a few common reasons — and if you know what to look out for, these pitfalls will be that much easier to avoid.

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    Estimated monthly payment is calculated on the price of the home and terms as shown above and includes estimates for property taxes and homeowners’ insurance as well as HOA Fees and PMI/MIP (if applicable).  Your actual monthly payment may be greater. The estimated monthly payment is provided for illustration purposes only and is not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any purchaser and/or transaction. Interest rate is not guaranteed and is subject to market conditions and may change or program may be cancelled without prior notice. You should contact a lender of your choosing for information, terms, and conditions specific to your current situation. Click here for further details.
    Interest rate is as of 6/24/2022. Mortgage loan assumes no fees payable to lender so that the interest rate and APR are the same. If your lender charges any fees in connection with the mortgage loan, your APR will be higher. Assumes a 30-year fixed rate, owner-occupied mortgage loan for a purchaser with a credit score of 740+ with a down payment of [Down Payment Percentage] as described in the Mortgage Calculator. For conventional mortgages, Private Mortgage Insurance (PMI) may be required by your lender if your down payment is less than 20%. For FHA mortgages, a Mortgage Insurance Premium (MIP) payment is required at an upfront rate of 1.75% of the borrowed amount and monthly at an annual rate of 0.85% of the amount borrowed. Not all communities are eligible for FHA financing.

    Your interest rate may vary depending upon the type of mortgage, loan amount, loan-to-value ratio, occupancy, purpose of loan, and your credit scores. Assumed terms may not be available to all or any purchasers. Loan programs, financing programs, interest rates, home purchase price, fees, payments and offers may vary, are subject to change or cancellation at any time without notice and are subject to the specific underwriting guidelines of your chosen lender, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. Property taxes, homeowner’s insurance and HOA fees are estimates only. Actual amounts for property taxes, homeowner’s insurance and HOA fees may be higher and are subject to change from time to time. Flood insurance may be required depending on location of the home. Mortgage calculator is for informational and illustrative purposes only. You are encouraged to seek advice from a lender of your choosing for information, terms and conditions specific to your current situation.

    K. Hovnanian Homes is not acting on behalf of or at the direction of HUD/FHA or the federal government.