Calculate Your Mortgage

Use this calculator to determine your estimated monthly payment.
Loan Type:
Loan Type
Enter an amount between $0 and $250,000,000
Enter an amount between $0 and $250,000,000
Enter an amount between 0% and 25%
Mortgage Amount:
Mortgage Insurance:
/mo
/mo
Enter an amount between $0 and $1,000,000
/mo
Enter an amount between $0 and $1,000,000
/mo
Enter an amount between $0 and $1,000,000
Estimated Payment:
/mo*
Estimated monthly payment is calculated on the price of the home and terms as shown above and includes estimates for property taxes and homeowners’ insurance as well as HOA Fees and PMI/MIP (if applicable).  Your actual monthly payment may be greater. The estimated monthly payment is provided for illustration purposes only and is not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any purchaser and/or transaction. Interest rate is not guaranteed and is subject to market conditions and may change or program may be cancelled without prior notice. You should contact a lender of your choosing for information, terms, and conditions specific to your current situation. Click here for further details.
Interest rate is as of 11/25/2020. Mortgage loan assumes no fees payable to lender so that the interest rate and APR are the same. If your lender charges any fees in connection with the mortgage loan, your APR will be higher. Assumes a 30-year fixed rate, owner-occupied mortgage loan for a purchaser with a credit score of 740+ with a down payment of [Down Payment Percentage] as described in the Mortgage Calculator. For conventional mortgages, Private Mortgage Insurance (PMI) may be required by your lender if your down payment is less than 20%. For FHA mortgages, a Mortgage Insurance Premium (MIP) payment is required at an upfront rate of 1.75% of the borrowed amount and monthly at an annual rate of 0.85% of the amount borrowed. Not all communities are eligible for FHA financing.

Your interest rate may vary depending upon the type of mortgage, loan amount, loan-to-value ratio, occupancy, purpose of loan, and your credit scores. Assumed terms may not be available to all or any purchasers. Loan programs, financing programs, interest rates, home purchase price, fees, payments and offers may vary, are subject to change or cancellation at any time without notice and are subject to the specific underwriting guidelines of your chosen lender, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. Property taxes, homeowner’s insurance and HOA fees are estimates only. Actual amounts for property taxes, homeowner’s insurance and HOA fees may be higher and are subject to change from time to time. Flood insurance may be required depending on location of the home. Mortgage calculator is for informational and illustrative purposes only. You are encouraged to seek advice from a lender of your choosing for information, terms and conditions specific to your current situation.

K. Hovnanian Homes is not acting on behalf of or at the direction of HUD/FHA or the federal government. 
Back to Delaware
K. HOVNANIAN’S® FOUR SEASONS AT

BELLE TERRE

Clubhouse Now Open!

Explore our beautiful clubhouse with endless amenities and activities. Start your day at the fitness center or play a game of pickleball or bocce. Relax poolside or hit the gameroom for a friendly game of cards.

Resort-Style Living on the Delaware Shore

Four Seasons at Belle Terre offers resort-style living in a picturesque location. Relax and enjoy all that our community has to offer while staying healthy and safe.

Your Safety Is Our Top Priority

We’re taking careful measures to ensure that you can enjoy the resort-at-home lifestyle you’ve come to love in our 55+ communities.

Increased Cleaning

Increased Cleaning

All objects and surfaces are cleaned and disinfected multiple times per day, according to the CDC’s specific guidance.
Sanitizer Stations

Sanitizer Stations

The community’s most frequented common areas have been equipped with hand sanitizer stations.
Restricted Capacity

Restricted Capacity

To allow for proper social distancing, we’re enforcing capacity limits in communal spaces such as fitness and game rooms.
Air Purification

Air Purification

Throughout our clubhouse and other communal  spaces, we have placed high-tech Aerus air purifiers that eliminate contaminants in both the air and on surfaces.
Modified Layouts

Modified Layouts

All furniture in communal spaces is arranged to allow for 6-foot distancing, especially in enclosed spaces.
Amenity Reservations

Amenity Reservations

To prevent crowding, residents can schedule time slots at the pool and pickleball courts via online reservation.
Visual Distancing Guides

Visual Distancing Guides

Communal spaces like our clubhouse and exercise room feature visual guides such as floor markers to indicate proper 6-foot distancing.
Pool Precautions

Pool Precautions

To allow for proper distancing, we have reduced pool capacity and re-arranged lounge chairs and tables on the pool deck.
Protective Shields

Protective Shields

Lightweight, acrylic shields have been installed in communal spaces such as our ballroom, craft room, and reception area.
Temperature Checks

Temperature Checks

A wall-mounted thermometer will check the temperatures of all residents before entering the clubhouse and other indoor spaces.

Resort-Style Living

Maintenance free living at its best! Experience the harmonious balance of comfort and luxury at Four Seasons at Belle Terre.

All Community Amenities:

Hiking

Hiking

Welcome to the scenic part of your active lifestyle. With many parks, trails and the beach nearby you will be able to enjoy all the natural beauty of Lewes.
Fitness Classes

Fitness Classes

It's important to keep fit and that is simple with the state-of-the-art fitness center. You can pump some iron with free weights and weight-lifting machines, get some cardio in on the stationary bikes, treadmills and elliptical machines or join a socially distanced yoga class in the fitness studio.
Fishing

Fishing

If you’re seeking solitude, fishing is a great way to spend the afternoon. With quick access to Delaware beaches, you won't have to go far.
Kayaking

Kayaking

Enjoy the natural beauty of the Inland Bays while paddling down Love Creek which connects to Rehoboth Bay. With our private kayak launch and storage facility, your equipment will be safe and convenient. Bring your binoculars to get a close-up view of nature and wildlife.
Pickleball

Pickleball

Badminton, tennis and ping-pong combined! Enjoy a game on our professional pickleball courts.
Water Aerobics

Water Aerobics

Cool off with a fun class in our crystal blue swimming pool. Deep water running and water yoga are great ways to stay healthy! Swimming laps and cannon balls are also welcome.
Yoga

Yoga

Grab your mat and head to the clubhouse to enjoy a relaxing workout that helps you build strength and flexibility. Yoga improves health, heals aches and pains and reduces stress.
Golf

Golf

Get ready to hit the links! Whether you're new to golf or a 2-handicap, you can find a course that challenges you. After a day on the greens, head back to the 6,000 sq ft clubhouse for a drink.
Pickleball Court

Pickleball Court

Pickleball court provides hours of outdoor activity that helps improve your health and dexterity, while keeping it fun and upbeat.
Pool

Pool

Catch some sun or cool off by taking a dip in the community pool.
Fitness Center

Fitness Center

Reach those fitness goals in your own community fitness center.  Try the treadmill, lift some weights or just enjoy a nice stretch. You can do something new every day!
Kayak Launch

Kayak Launch

Take a leisurely paddle along beautiful Love Creek, accessible from the community kayak launch. Feeling strong? Paddle right down to the Delaware Bay, and take in the sights and sounds of nature along the way.
Game Room

Game Room

What's your game? Mahjong, pinochle, blackjack, poker? Or how about a game of billiards? Whatever your choice, you'll find it all right here!
Bocce Courts

Bocce Courts

Fuel your competitive side playing Bocce! Imagine an outdoor game that combines ski ball, bowling and shuffleboard. Easy to learn and fun to play!
Lifestyle Director

Lifestyle Director

Residents enjoy having their own Lifestyle Director located on-site. Stop by and say hello today!  Don't forget your mask!
Virtual Cooking Classes

Virtual Cooking Classes

Do you enjoy cooking a great meal ? Then you’ll love cooking demonstrations brought virtually right to your own kitchen! Learn tips from the professionals as you whip up something special.
Virtual Book Club

Virtual Book Club

Reading a good book is the perfect way to pass the time indoors. It can also be an excellent conversation starter. A virtual book club is the perfect place to share your favorite reads and catch up with friends!
Virtual Pet Shows

Virtual Pet Shows

We all love looking at pictures of our pets! With virtual pet shows, share cute photos of your dogs, cats, and other pets with neighbors. Nothing puts a smile on your face faster than looking at one of our furry friends!
Virtual Live Concerts

Virtual Live Concerts

Never miss a beat with a Virtual Live Concert. Invite the music directly into your home with the touch of a button, and tap your toes to popular tunes and requests.
Virtual Photo Contests

Virtual Photo Contests

Say cheese and virtually share your favorite photos from days past and playfully compete to match modern faces with old photographs. A picture says a thousand words, so start a community conversation with yours!
Virtual Social Hour

Virtual Social Hour

Catch up with your neighbors in no-time with the convenience of an online social hour. Reconnect with friends you’ve gone too long without seeing and make new connections you hadn’t expected!

Lasting Quality for Decades

Our Founder, Kevork S. Hovnanian (Pictured with his son, Ara) was one of the first builders to introduce the concept of Active Lifestyle Communities in the early 1970’s. His vision to combine homes of lasting value with extraordinary amenities became an integral part of his homebuilding company. In 1994, K. Hovnanian’s Four Seasons Active Lifestyle communities were officially introduced with our flagship community located in Lakewood, NJ. Over 25 years later, K. Hovnanian’s Four Seasons communities continue to be the epitome of resort at home living in the most sought-after locations across the country.

Play Video
list
grid
  • Bay Series
    Starting from $397,900
    • Eastwood
    • Ibiza
    • Killarney I
    • Eastwood Loft
  • Ocean Series
    Starting from $426,900
    • St. Michael's
    • Rockford
    • Mont Blanc
Virtual Walking Tour

Homes with this icon offer a virtual walking tour.

  • Bay Series
    Starting from $417,900
    • Eastwood 19251 Chartres St, Homesite 98
      Under Contract
Virtual Walking Tour

Homes with this icon offer a virtual walking tour.

Site Plan

Explore the Neighborhood

The sun, sea and suburbs come together in Lewes. Proximity to the shore, downtown shopping, and natural scenery make living in Lewes, DE, feel like a vacation.

See My Results
recreation
    transportation
      medical
        schools
          restaurants
            shopping
              worship
                Room dimensions may vary. Prices, availability, and specifications may change without notice. Some photography may be used for illustrative purposes and contain structural options or designer features that are not included as standard. Certain materials may be discontinued or substituted. Please see a community Sales Consultant to learn how you can personalize your new home with optional features and upgrades. This site makes use of licensed stock photography. Some photography may be used for illustrative purposes and may not depict actual features. Images, videos, activities and amenities shown are representative of a typical K. Hovnanian’s® Four Seasons community.  Offerings may vary by community.  Please speak with a community Sales Consultant for details.