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Calculate Your Mortgage

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Estimated monthly payment is calculated on the price of the home and terms as shown above and includes estimates for property taxes and homeowners’ insurance as well as HOA Fees and PMI/MIP (if applicable).  Your actual monthly payment may be greater. The estimated monthly payment is provided for illustration purposes only and is not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any purchaser and/or transaction. Interest rate is not guaranteed and is subject to market conditions and may change or program may be cancelled without prior notice. You should contact a lender of your choosing for information, terms, and conditions specific to your current situation. Click here for further details.
Interest rate is as of 3/20/2020. Mortgage loan assumes no fees payable to lender so that the interest rate and APR are the same. If your lender charges any fees in connection with the mortgage loan, your APR will be higher. Assumes a 30-year fixed rate, owner-occupied mortgage loan for a purchaser with a credit score of 740+ with a down payment of [Down Payment Percentage] as described in the Mortgage Calculator. For conventional mortgages, Private Mortgage Insurance (PMI) may be required by your lender if your down payment is less than 20%. For FHA mortgages, a Mortgage Insurance Premium (MIP) payment is required at an upfront rate of 1.75% of the borrowed amount and monthly at an annual rate of 0.85% of the amount borrowed. Not all communities are eligible for FHA financing.

Your interest rate may vary depending upon the type of mortgage, loan amount, loan-to-value ratio, occupancy, purpose of loan, and your credit scores. Assumed terms may not be available to all or any purchasers. Loan programs, financing programs, interest rates, home purchase price, fees, payments and offers may vary, are subject to change or cancellation at any time without notice and are subject to the specific underwriting guidelines of your chosen lender, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. Property taxes, homeowner’s insurance and HOA fees are estimates only. Actual amounts for property taxes, homeowner’s insurance and HOA fees may be higher and are subject to change from time to time. Flood insurance may be required depending on location of the home. Mortgage calculator is for informational and illustrative purposes only. You are encouraged to seek advice from a lender of your choosing for information, terms and conditions specific to your current situation.

K. Hovnanian Homes is not acting on behalf of or at the direction of HUD/FHA or the federal government. 

KHAM 30 YEAR FIXED FNMA/FHLMC RATE
Please use the list below to determine your estimated interest rate based on your credit score. 
Note: These values are only an estimate. Please speak with a K. Hovnanian American Mortgage advisor for more information.

  • 620-639 = 5.367%
  • 680-699 = 3.789%
  • 720-739 = 3.481%
  • 740 or greater = 3.396%
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  • Life’s a Beach

    New Homes in the Delaware Beach Area

    Visit the sandy shores of Rehoboth and Dewey Beach. Enjoy a mile-long boardwalk and stunning Delaware views.

  • Refuge Light

    New Homes in the Delaware Beach Area

    Standing 76 feet above the rocks below, the historical Harbor of Refuge Light towers over the outer Delaware Breakwater.

  • Water Adventure

    New Homes in the Delaware Beach Area

    White Creek is just a short drive from Ocean View & a great place to soak up the sun. Enjoy water sports & boating in this beautiful creek.

  • Giddy Up

    New Homes in the Delaware Beach Area

    Saddle up and visit the Winswept Stables for private or group lessons. Enter in tournaments or head out on the wooded trails for scenic views.

  • Farmer’s Delights

    New Homes in the Delaware Beach Area

    Enjoy local farmer’s markets within the Delaware Beaches area. Try the freshest locally grown produce and homemade treats.

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    Delaware Beaches

    A Shore
    Thing

    The sun, sea and suburbs come together in Delaware Beaches. Proximity to the shore, downtown shopping, and natural scenery make living in our new homes in the Delaware Beaches feel like a vacation.

    Dining on the Deck

    From pizza to seafood, Delaware Beaches has it all.

    Enjoy the Chew

    Best Seat in the House

    Enjoy an outdoor concert at John West Park.

    Summertime Sing Along

    Baubles and Trinkets

    Seek and find your treasures at local shore shops and boutiques.

    Shore to Please

    Head Out to Henlopen

    Take a boat tour or kayak in Cape Henlopen’s waters.

    Have a Splashing Good Time

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