^Carmel Ranch is offered by K. Hovnanian Homes Northern California, Inc.. Offer applies to select homes. Home must close by 3/29/24. Total value of the incentives may be up to $20,000 and cannot be combined with other offers and may be applied to financing incentives, upgrades, options, closing costs and/or home price reductions. Seller contribution limits may apply and may affect maximum financing. Maximum closing cost assistance may vary based on the purchase price, product, and occupancy. Seller is not a lender. A portion of incentives and/or closing costs are based on the use of affiliated lender, K. Hovnanian American Mortgage, L.L.C. (“KHAM”) for financing or an all cash purchase. If KHAM or all cash is not used, the incentives (other than a home price reduction) will be reduced by the greater of $10,000 or 3% of the purchase price. The home price reduction incentive is unrelated to and distinct from the other incentives offered and does not require the use of KHAM for financing to receive the price reduction incentive. The list price for certain homes may already reflect a base sales price reduction and/or may be subject to prior sale. Not available on all homes or in all communities or states. Incentives, special interest rate financing options, builder options, upgrades, and/or closing costs will vary by home, homesite and community. Offer subject to change without notice. Restrictions apply. Subject to final contract terms, see Sales Consultant for details. K. Hovnanian American Mortgage, L.L.C. 3601 Quantum Boulevard, Boynton Beach, FL 33426. NMLS #3259 (www.nmlsconsumeraccess.org). Licensed by California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Lic. #4130532. Equal Housing Opportunity.