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Estimated monthly payment is calculated on the price of the home and terms as shown above and includes estimates for property taxes and homeowners’ insurance as well as HOA Fees and PMI/MIP (if applicable).  Your actual monthly payment may be greater.   The estimated monthly payment is provided for illustration purposes only and is not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any purchaser and/or transaction.  Interest rate is not guaranteed and is subject to market conditions and may change or program may be cancelled without prior notice.  You should contact a lender of your choosing for information, terms, and conditions specific to your current situation.  Click here for further details.
Interest rate is as of 9/11/2019. Mortgage loan assumes no fees payable to lender so that the interest rate and APR are the same. If your lender charges any fees in connection with the mortgage loan, your APR will be higher. Assumes a 30-year fixed rate, owner-occupied mortgage loan for a purchaser with a credit score of 740+ with a down payment of [Down Payment Percentage] as described in the Mortgage Calculator. For conventional mortgages, Private Mortgage Insurance (PMI) may be required by your lender if your down payment is less than 20%. For FHA mortgages, a Mortgage Insurance Premium (MIP) payment is required at an upfront rate of 1.75% of the borrowed amount and monthly at an annual rate of 0.85% of the amount borrowed. Not all communities are eligible for FHA financing.

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KHAM 30 YEAR FIXED FNMA/MHLMC RATE
Please use the list below to determine your estimated interest rate based on your credit score. 
Note: These values are only an estimate. Please speak with a K. Hovnanian American Mortgage advisor for more information. 

  • 620-639 = 5.626%
  • 680-699 = 4.401%
  • 720-739 = 3.906%
  • 740 or greater = 3.799%

 
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Encantada at Vineyard Terrace

California

Coming Soon

Encantada at Vineyard Terrace will offer 4 designs of single family new homes up to 2,930 sq ft. with up to 5 bedrooms. Enjoy a relaxed lifestyle close to downtown Lodi with convenient access to Hwy 12, Hwy 99 & Interstate 5.
Offered By: K. Hovnanian CA Land Holdings, LLC

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South Armstrong Avenue & South Temperance Avenue
Lodi, California
Community Location
Directions to Community

    Nearby Science Museum

    • Less than 4-miles away is the non-profit World of Wonders Science Museum
    • Today, the Museum is home to over 70 hands-on science exhibits
    • The exhibits in the museum have been donated or built by local supporters
    • Providing many enriching science programs for both families and schools

    Discover Downtown Stockton

    • Tour some of the national historic landmarks throughout the city
    • Enjoy numerous cafes, restaurants, saloons and sweet treats
    • Discover some of the amazing local galleries, culture & museums
    • See what local treasures you may find visiting the many shops downtown

    Experience Highly-rated Schools

    • Find entry level learning at Ellerth E. Larsen Elementary
    • New foundation skills for grades 6-8 is provided by Lodi Middle School
    • Continuing studies & accomplishments may be found at Tokay High School
    • Additional high performing schools in the area offer a thorough education

    Convenient Freeway Access

    • Access local freeways such as CA-12, CA-99 & I-5 make getting around a snap
    • Just 38-miles to the north, you'll discover Downtown Sacramento
    • Take a flight out via Sacramento International Airport, just 51-miles north
    • Visit the coast or historic San Francisco, just 82-miles southwest

      Legacy of Quality Celebrating 60 Years

      In 1959 our Founder, Kevork S. Hovnanian came to a new land with a dream: to build a home for his family, and for all families seeking a better life. Although we were greatly saddened by his passing in 2009, his dream inspires us every day. Now in our 60th year, his integrity and legacy continue to guide us as we come together to build homes and communities for each and every family who puts their trust in us.

      • Surrounding Area

      Community Details

      Community Details

      Encantada at Vineyard Terrace

      Contact Us

      888-408-6590

      888-408-6590

        Spectacular Nature & Recreation

        Discover great opportunities for swimming, boating, kayaking & chartered river tours at nearby Lodi Lake Park. You can also enjoy popular nature programs and special events in that area. Explore the many fitness and recreational options, all within a few miles drive of the community!

          Regional Wineries

          If you find excitement in discovering new wines, you don't have to travel far to satisfy your passion! San Joaquin County boasts a number of fine California vintages from a variety of wineries in the surrounding area. They feature award-winning wines for every taste.

            Local County Zoo

            The zoo that exists today is very different from the zoo that first opened its gates in 1957. Today, the collection emphasizes uniqueness & quality over size & quantity & is less than 4-miles southeast of Encantada. Discover a diverse collection of amphibians, mammals, birds, reptiles & invertebrates.

              Exciting Downtown Sacramento

              Discover historic Sacramento, just 40-miles north of Encantada at Vineyard Terrace. Explore a tranquil living environment with easy access to shopping, restaurants & nightlife. Visit the big city for a dinner with friends, catch a basketball game or attend one of the many special events around town.

              This site makes use of licensed stock photography. Some photography may be used for illustrative purposes and may not depict actual features.

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