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Estimated monthly payment is calculated on the price of the home and terms as shown above and includes estimates for property taxes and homeowners’ insurance as well as HOA Fees and PMI/MIP (if applicable).  Your actual monthly payment may be greater.   The estimated monthly payment is provided for illustration purposes only and is not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any purchaser and/or transaction.  Interest rate is not guaranteed and is subject to market conditions and may change or program may be cancelled without prior notice.  You should contact a lender of your choosing for information, terms, and conditions specific to your current situation.  Click here for further details.
Interest rate is as of 10/4/2019. Mortgage loan assumes no fees payable to lender so that the interest rate and APR are the same. If your lender charges any fees in connection with the mortgage loan, your APR will be higher. Assumes a 30-year fixed rate, owner-occupied mortgage loan for a purchaser with a credit score of 740+ with a down payment of [Down Payment Percentage] as described in the Mortgage Calculator. For conventional mortgages, Private Mortgage Insurance (PMI) may be required by your lender if your down payment is less than 20%. For FHA mortgages, a Mortgage Insurance Premium (MIP) payment is required at an upfront rate of 1.75% of the borrowed amount and monthly at an annual rate of 0.85% of the amount borrowed. Not all communities are eligible for FHA financing.

Your interest rate may vary depending upon the type of mortgage, loan amount, loan-to-value ratio, occupancy, purpose of loan, and your credit scores. Assumed terms may not be available to all or any purchasers. Loan programs, financing programs, interest rates, home purchase price, fees, payments and offers may vary, are subject to change or cancellation at any time without notice and are subject to the specific underwriting guidelines of your chosen lender, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. Property taxes, homeowner’s insurance and HOA fees are estimates only. Actual amounts for property taxes, homeowner’s insurance and HOA fees may be higher and are subject to change from time to time. Flood insurance may be required depending on location of the home. Mortgage calculator is for informational and illustrative purposes only. You are encouraged to seek advice from a lender of your choosing for information, terms and conditions specific to your current situation.

K. Hovnanian Homes is not acting on behalf of or at the direction of HUD/FHA or the federal government.

KHAM 30 YEAR FIXED FNMA/FHLMC RATE
Please use the list below to determine your estimated interest rate based on your credit score. 
Note: These values are only an estimate. Please speak with a K. Hovnanian American Mortgage advisor for more information.

  • 620-639 = 5.693%
  • 680-699 = 4.459%
  • 720-739 = 4.024%
  • 740 or greater = 3.899%

 
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  • Hike to New Heights

    New Homes in the Inland Empire

    Nestled between Santa Rosa and Jacinto Mountains National Park and Joshua Tree National Park, Inland Empire is a scenic oasis.

  • Puttin’ in Paradise

    New Homes in the Inland Empire

    Tee off at local public & private championship courses within the Inland Empire area. Practice your hole-in-one while spending time with friends.

  • Fun under the Sun

    New Homes in the Inland Empire

    Enjoy the deserts playground of Palm Springs about 30 minutes away. This treasure in the desert offers great shopping, dining & entertainment.

  • Old Western Stagecoach

    New Homes in the Inland Empire

    Travel through time at nearby Banning’s Gilman Ranch Museum and enjoy an authentic Old West ranch experience.

  • High Roller

    New Homes in the Inland Empire

    Hit the jackpot at local casinos in the Inland Empire area.

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    Right in the heart of Orange County, Irvine is known for its rising business sector and eco-friendly ways. With shopping downtown and over 19 community parks, you'll enjoy both modern luxuries and natural beauty in your new home in Irvine, CA.

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