Calculate Your Mortgage

Use this calculator to determine your estimated monthly payment.
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Estimated monthly payment is calculated on the price of the home and terms as shown above and includes estimates for property taxes and homeowners’ insurance as well as HOA Fees and PMI/MIP (if applicable).  Your actual monthly payment may be greater. The estimated monthly payment is provided for illustration purposes only and is not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any purchaser and/or transaction. Interest rate is not guaranteed and is subject to market conditions and may change or program may be cancelled without prior notice. You should contact a lender of your choosing for information, terms, and conditions specific to your current situation. Click here for further details.
Interest rate is as of 6/18/2021. Mortgage loan assumes no fees payable to lender so that the interest rate and APR are the same. If your lender charges any fees in connection with the mortgage loan, your APR will be higher. Assumes a 30-year fixed rate, owner-occupied mortgage loan for a purchaser with a credit score of 740+ with a down payment of [Down Payment Percentage] as described in the Mortgage Calculator. For conventional mortgages, Private Mortgage Insurance (PMI) may be required by your lender if your down payment is less than 20%. For FHA mortgages, a Mortgage Insurance Premium (MIP) payment is required at an upfront rate of 1.75% of the borrowed amount and monthly at an annual rate of 0.85% of the amount borrowed. Not all communities are eligible for FHA financing.

Your interest rate may vary depending upon the type of mortgage, loan amount, loan-to-value ratio, occupancy, purpose of loan, and your credit scores. Assumed terms may not be available to all or any purchasers. Loan programs, financing programs, interest rates, home purchase price, fees, payments and offers may vary, are subject to change or cancellation at any time without notice and are subject to the specific underwriting guidelines of your chosen lender, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. Property taxes, homeowner’s insurance and HOA fees are estimates only. Actual amounts for property taxes, homeowner’s insurance and HOA fees may be higher and are subject to change from time to time. Flood insurance may be required depending on location of the home. Mortgage calculator is for informational and illustrative purposes only. You are encouraged to seek advice from a lender of your choosing for information, terms and conditions specific to your current situation.

K. Hovnanian Homes is not acting on behalf of or at the direction of HUD/FHA or the federal government. 
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K. HOVNANIAN'S® FOUR SEASONS AT

TERRA LAGO

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Take an Aerial Tour

View our gorgeous community from the sky with an aerial-view. Fly over our golf-course and take a look at what Four Seasons at Terra Lago has in store for you.

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Resort-Style Living in Indio

Four Seasons at Terra Lago offers resort-style living with secluded, desert views. Enjoy social gatherings at The Lodge and the great outdoors. Make lasting connections with a diverse community of people at a fabulous stage in life.

Something New Every Day

From lifelong hobbies to untapped passions, there's always something fun to do and new to try.

8:00am 10:00am 11:00am 12:00pm 2:00pm 3:00pm 5:00pm
Pickleball Water Aerobics Book Club Yoga Class Arts & Crafts Poker Club Happy Hour
Basketball

Basketball

Take advantage of the community basketball court. You can enjoy a pickup game or establish teams to get some exercise and take advantage of the great California weather!
Bocce Ball

Bocce Ball

If you don’t play Bocce yet, now’s your chance to learn!  This is a game of both luck and strategy.  Play one-on-one or with a team.  Can you get closest to the jack?
Cards

Cards

Join your fellow neighbors for a friendly game of hearts, bridge or poker.
Golf

Golf

Terra Lago borders the spectacular Golf Club at Terra Lago. This championship course will make you feel like a pro! Play a round at one of two beautiful courses or hit the driving range. Memberships are available at a discounted rate for Terra Lago residents. 
Horseshoes

Horseshoes

You’ll find a dedicated area reserved solely for enjoying a good game of horseshoes. A remarkably simple, yet engaging game of skill and precision, you’ll love seeing the shoes fly as you hit your mark!
Painting

Painting

Un-wind with a relaxing night of wine and painting.
Pickleball

Pickleball

Three dedicated Pickleball courts provide hours of outdoor activity that helps improve your health and dexterity, while keeping it fun and upbeat. Enjoy a challenge with friends to see who will be treating for drinks or dinner later on!
Tennis

Tennis

Whether you’re a true pro or looking to try out a new hobby, the tennis courts at Terra Lago are ideal. Join the tennis club or just pick up a game one afternoon. If you’re looking for something a little less impactful, try out a match of pickleball.
Yoga

Yoga

Rejuvenate yourself with a zen outdoor yoga session.

Resort-Style Living

Maintenance free living at its best! Experience the harmonious balance of comfort and luxury at K. Hovnanian's® Four Seasons at Terra Lago.

All Community Amenities:

Activities Director

Activities Director

Residents enjoy having their own Activities Director located right within The Lodge. Coordinating and scheduling art or exercise classes, social activities and fun-filled events are just a few of the many things that your friendly Activities Director will do for you.
Ballroom

Ballroom

The ballroom provides an elegant space for dining as well as its primary use, a beautiful space to dance the night away with your significant other. This space is also used for ongoing events, contests and social gatherings.
The Bistro

The Bistro

Although you love your beautiful new kitchen, sometimes you don’t feel like cooking. A spectacular bistro at the neighborhood Lodge fits the bill. You can enjoy a fresh, delicious meal that was prepared just for you within the comforts of the community.
Firepit

Firepit

Gather around the fire to roast some marshmallows and celebrate the end of another beautiful day.  There's just something about a roaring fire that brings the perfect end to a perfect day.
Gated Entry

Gated Entry

A guarded and gated entry offers a true sense of arrival with an impressive entrance.
Lobby

Lobby

The lobby at the Lodge is a grand space that welcomes you to the heart of the community, providing plenty of places to sit and relax.
The Lodge

The Lodge

The Lodge is a 22,000 square foot recreation center is a true community masterpiece. There is something for everyone.  Discover talents and interests you never knew you had!

Virtually Tour the Clubhouse
Lounge

Lounge

The lounge provides relaxing seating while you await others you may be meeting or the perfect venue to engage in conversation with fellow neighbors.
Salon

Salon

You don’t have to go far for a cut, color, manicure or pedicure - stop by the salon! 
Computer Room

Computer Room

Need a place to send an e-mail or video chat with loved ones? The computer room is the perfect place to stay connected. Check important accounts, make online bill payments or just write a note to someone you love!
Fitness Center

Fitness Center

It's important to keep fit and that is simple with the state-of-the-art fitness center. There is equipment to fit every need. You can pump some iron with free weights, get in some cardio on the stationary bikes, treadmills and elliptical machines or attend a socially distanced yoga class in the fitness studio.
Game Room

Game Room

Pass the time with this timeless sport, enjoy a competitive game day or night.
Library

Library

An onsite library may be found at the lodge and provides an quiet, restful space to catch up on your reading. Enjoy a new novel or delve into a documentary or how-to book and engage your imagination!
Sparkling Pools

Sparkling Pools

No resort would be complete without a beautiful, sparkling pool and Four Seasons at Terra Lago has two! Practice your water aerobics or lap swimming at the indoor pool, have the perfect barbecue and pool party at the outdoor pool area, or take a relaxing evening dip in the spa.
Tennis Court

Tennis Court

Whether you’re a true pro or looking to try out a new hobby, the tennis courts at Terra Lago are ideal. If you’re looking for something a little less impactful, try out a match of pickleball.

Lasting Quality for Decades

Our Founder, Kevork S. Hovnanian (Pictured with his son, Ara) was one of the first builders to introduce the concept of Active Lifestyle Communities in the early 1970’s. His vision to combine homes of lasting value with extraordinary amenities became an integral part of his homebuilding company. In 1994, K. Hovnanian’s Four Seasons Active Lifestyle communities were officially introduced with our flagship community located in Lakewood, NJ. Over 25 years later, K. Hovnanian’s Four Seasons communities continue to be the epitome of resort at home living in the most sought-after locations across the country.

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  • Daybreak
    Starting from $374,990
    • Collage
      Temporarily Unavailable
    • Black Hill Temporarily Unavailable
    • Fan Hill
  • Sunrise
    Starting from $414,990
    • Keys View Temporarily Unavailable
    • Fox Canyon
      Temporarily Unavailable
    • Mecca Hills
    • Indio Hills
  • Starlight
    • Sawmill Trail Temporarily Unavailable
    • Mirage Trail
      Temporarily Unavailable
    • Murray Peak Temporarily Unavailable
    • Painted Canyon
      Temporarily Unavailable
    • Pinyon Flats Temporarily Unavailable
Walking Tour
Model Home
Daybreak
Starting from $374,990
Sunrise
Starting from $414,990
Starlight

Site Plan

Explore the Neighborhood

Four Seasons at Terra Lago is located in Indio, California, an easy drive to beautiful Palm Springs. For active adults who spend more time outdoors than in their home, Indio and the Coachella Valley is the perfect destination.

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                Room dimensions may vary. Prices, availability, and specifications may change without notice. Some photography may be used for illustrative purposes and contain structural options or designer features that are not included as standard. Certain materials may be discontinued or substituted. Please see a community Sales Consultant to learn how you can personalize your new home with optional features and upgrades. This site makes use of licensed stock photography. Some photography may be used for illustrative purposes and may not depict actual features. Images, videos, activities and amenities shown are representative of a typical K. Hovnanian’s® Four Seasons community. Offerings may vary by community. Please speak with a community Sales Consultant for details.