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Estimated monthly payment is calculated on the price of the home and terms as shown above and includes estimates for property taxes and homeowners’ insurance as well as HOA Fees and PMI/MIP (if applicable).  Your actual monthly payment may be greater. The estimated monthly payment is provided for illustration purposes only and is not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any purchaser and/or transaction. Interest rate is not guaranteed and is subject to market conditions and may change or program may be cancelled without prior notice. You should contact a lender of your choosing for information, terms, and conditions specific to your current situation. Click here for further details.
Interest rate is as of 1/17/2020. Mortgage loan assumes no fees payable to lender so that the interest rate and APR are the same. If your lender charges any fees in connection with the mortgage loan, your APR will be higher. Assumes a 30-year fixed rate, owner-occupied mortgage loan for a purchaser with a credit score of 740+ with a down payment of [Down Payment Percentage] as described in the Mortgage Calculator. For conventional mortgages, Private Mortgage Insurance (PMI) may be required by your lender if your down payment is less than 20%. For FHA mortgages, a Mortgage Insurance Premium (MIP) payment is required at an upfront rate of 1.75% of the borrowed amount and monthly at an annual rate of 0.85% of the amount borrowed. Not all communities are eligible for FHA financing.

Your interest rate may vary depending upon the type of mortgage, loan amount, loan-to-value ratio, occupancy, purpose of loan, and your credit scores. Assumed terms may not be available to all or any purchasers. Loan programs, financing programs, interest rates, home purchase price, fees, payments and offers may vary, are subject to change or cancellation at any time without notice and are subject to the specific underwriting guidelines of your chosen lender, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. Property taxes, homeowner’s insurance and HOA fees are estimates only. Actual amounts for property taxes, homeowner’s insurance and HOA fees may be higher and are subject to change from time to time. Flood insurance may be required depending on location of the home. Mortgage calculator is for informational and illustrative purposes only. You are encouraged to seek advice from a lender of your choosing for information, terms and conditions specific to your current situation.

K. Hovnanian Homes is not acting on behalf of or at the direction of HUD/FHA or the federal government. 

KHAM 30 YEAR FIXED FNMA/FHLMC RATE
Please use the list below to determine your estimated interest rate based on your credit score. 
Note: These values are only an estimate. Please speak with a K. Hovnanian American Mortgage advisor for more information.

  • 620-639 = 5.721%
  • 680-699 = 4.399%
  • 720-739 = 3.986%
  • 740 or greater = 3.896%
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  • Enjoy the Easy Commute

    New Homes in Contra Costa County

    With 8 major highways running through the county and two nearby airports, you can stay connected wherever you need to go.

  • Get Lost in Nature

    New Homes in Contra Costa County

    Hike the trails of Mt. Diablo State Park to see breathtaking views.

  • Engage With Your Surroundings

    New Homes in Contra Costa County

    Kayak from Big Break Regional Shoreline, nestled right next to the river.

  • Pave Your Way Forward

    New Homes in Contra Costa County

    Contra Costa is home to multiple Fortune 500 companies across industries like manufacturing, transportation, and technology.

  • Find Your New Home

    New Homes in Contra Costa County

    Contra Costa County is home to Walnut Creek, Concord, Martinez, Brentwood and Antioch.

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    Dreaming

    Settle down away from the hustle of the big city and enjoy the refreshing serenity of the great outdoors. With proximity to diverse restaurants, wineries, and parks, discover the Californian lifestyle of your dreams in our Contra Costa County new homes.

    Have Fun in the Sun

    Ride along the lazy river, slide down water slides, and more.

    Six Flags Hurricane Harbor

    Entertain the Little Ones

    Free admission for toddler-friendly rides.

    Pixieland Amusement Park

    Living on a Shared Planet

    Learn fascinating new things about wild animals.

    Lindsay Wildlife Experience

    Journey into the Past

    Learn about the history of long-lost expeditions.

    John Muir National Historic Site

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