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Estimated monthly payment is calculated on the price of the home and terms as shown above and includes estimates for property taxes and homeowners’ insurance as well as HOA Fees and PMI/MIP (if applicable).  Your actual monthly payment may be greater.   The estimated monthly payment is provided for illustration purposes only and is not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any purchaser and/or transaction.  Interest rate is not guaranteed and is subject to market conditions and may change or program may be cancelled without prior notice.  You should contact a lender of your choosing for information, terms, and conditions specific to your current situation.  Click here for further details.
Interest rate is as of 10/4/2019. Mortgage loan assumes no fees payable to lender so that the interest rate and APR are the same. If your lender charges any fees in connection with the mortgage loan, your APR will be higher. Assumes a 30-year fixed rate, owner-occupied mortgage loan for a purchaser with a credit score of 740+ with a down payment of [Down Payment Percentage] as described in the Mortgage Calculator. For conventional mortgages, Private Mortgage Insurance (PMI) may be required by your lender if your down payment is less than 20%. For FHA mortgages, a Mortgage Insurance Premium (MIP) payment is required at an upfront rate of 1.75% of the borrowed amount and monthly at an annual rate of 0.85% of the amount borrowed. Not all communities are eligible for FHA financing.

Your interest rate may vary depending upon the type of mortgage, loan amount, loan-to-value ratio, occupancy, purpose of loan, and your credit scores. Assumed terms may not be available to all or any purchasers. Loan programs, financing programs, interest rates, home purchase price, fees, payments and offers may vary, are subject to change or cancellation at any time without notice and are subject to the specific underwriting guidelines of your chosen lender, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. Property taxes, homeowner’s insurance and HOA fees are estimates only. Actual amounts for property taxes, homeowner’s insurance and HOA fees may be higher and are subject to change from time to time. Flood insurance may be required depending on location of the home. Mortgage calculator is for informational and illustrative purposes only. You are encouraged to seek advice from a lender of your choosing for information, terms and conditions specific to your current situation.

K. Hovnanian Homes is not acting on behalf of or at the direction of HUD/FHA or the federal government.

KHAM 30 YEAR FIXED FNMA/FHLMC RATE
Please use the list below to determine your estimated interest rate based on your credit score. 
Note: These values are only an estimate. Please speak with a K. Hovnanian American Mortgage advisor for more information.

  • 620-639 = 5.693%
  • 680-699 = 4.459%
  • 720-739 = 4.024%
  • 740 or greater = 3.899%

 
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  • Hike to New Heights

    New Homes in Mesa

    Explore the beautiful great outdoors at Mesa’s 3,648-acre Usery Mountain Regional Park. Enjoy multi-use trails, camping and scenic wind caves.

  • Neighborhood Finds

    New Homes in Mesa

    Stroll through downtown Mesa for famous eats, entertainment and culture.

  • Down the River

    New Homes in Mesa

    Beat the Arizona heat and have plenty of fun with a rafting or tubing adventure down the Salt River.

  • Home Run Fun

    New Homes in Mesa

    Catch an Oakland Athletics® spring training game as they play 15 other pro teams in the Cactus League® at Mesa’s Hohokam Stadium®.

  • Phoenix Skyline

    New Homes in Mesa

    Less than 30 minutes away are the beautiful sights and sounds of Phoenix. Enjoy easy access to job opportunities, entertainment and culture.

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    Create your future in your new home in Mesa, AZ. The scenic views, endless recreational opportunities and temperate weather of the Arizona East Valley will have you living the resort-at-home life most can only dream of. Make this dream a reality in your new K. Hovnanian® home.

    Get Artsy

    Enjoy shows, classes, events and more at Mesa Arts Center.

    Abundant Arts and Culture

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    Explore Mesa’s Commemorative Air Force Airbase®.

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    As Fresh as it Gets

    Enjoy Arizona’s freshest citrus at Mesa’s Orange Patch

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    Travel in time at Mesa’s Arizona Museum of Natural History.

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