Limited-Time Low Interest Rate From 0.99% (4.768% APR)!*
On New Contracts Signed by October 31, 2024
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With our temporary 3/2/1 buydown, we’ll lower your rate on the first 3 years of your mortgage - available at select communities on eligible homes that can close by November 29. Contact a Sales Consultant today!
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    Maricopa County, the most populous county in Arizona, is home to Phoenix, Scottsdale, Tempe, Peoria and Glendale.

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    Building, Buying, Research

    Build Green, Save Green: Energy Efficient Features for Your New Construction Home 

    July 10, 2024

    In today’s world, where environmental concerns are at the forefront of our minds, building energy-efficient and eco-friendly homes has become increasingly important. These homes don’t just help reduce our carbon footprint; they also offer financial benefits for homeowners, such as lower utility bills and increased market value. If you’re in the process of building a new home, now is the perfect time to consider incorporating sustainable features that will not only benefit the environment, but also save you money in the long run. 

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    Smart Home Essentials for Your New Construction Home: Comfort, Convenience, and Security

    May 17, 2024

    Imagine stepping into a home that effortlessly adjusts to your lifestyle, offering unparalleled convenience, comfort, and security with a voice command, or a tap to your phone. That’s the promise of smart homes—network-connected residences where functions like temperature regulation, lighting, and security are managed with ease. Smart home essentials for new construction homes are transforming the way we live, offering a harmonious blend of comfort, efficiency, and control for the modern homeowner. 

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    Townhouse vs Duplex: What’s the Difference?

    April 1, 2024

    Navigating the housing market can often feel like a maze, especially when you’re trying to understand the difference between a townhouse and a duplex. Both offer unique living experiences but cater to different lifestyles and preferences. Whether you’re a first-time homebuyer or looking to invest in property, knowing the key distinctions between these two types of homes could significantly impact your decision.

    This article will dive into the townhouse vs duplex debate, highlighting what sets them apart and which might be the right choice for you.

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    *For new contracts written between 10/03/24 and 10/31/24. Home must close by 11/29/24. Seller will pay buydown for the first three years of the loan, which will temporarily reduce the monthly payment thereby lowering the effective interest rate for the first three years of an owner-occupied, 3.5% down payment FHA loan. Example: 3.99% (4.768% APR) 30 Year Fixed FHA mortgage, sales price of $457,000, and loan amount of $448,717.  Year 1: 0.990% (4.768% APR), Year 2: 1.990% (4.768% APR), Year 3: 2.99% (4.768% APR), Years 4 – 30: 3.99% (4.768% APR). Mortgage Insurance Premium (MIP) is required at an upfront rate of 1.75% and is financed, in addition to monthly MIP at the required annual rate. Flood insurance may be required. Sales price used for comparative purposes is an estimated sales price and not associated with a specific home or location. Example is for illustrative purposes only; interest rates are subject to market conditions. For information about market rate trends, visit https://www2.optimalblue.com/obmmi/. Optimal Blue, LLC shall retain the exclusive ownership, all rights reserved. This offer may change or be cancelled without prior notice. Seller is not acting on behalf of or at the direction of HUD/FHA or the Federal government. Seller is not a lender. Buyer is not required to finance through K. Hovnanian American Mortgage, L.L.C. (“KHAM”) to purchase a home; however, financing through KHAM is required to receive the buydown incentive. Offer subject to all RESPA guidelines. This is not a commitment to lend. Buyer is subject to credit and underwriting qualifications, and investor program guidelines. Not available on all homes or in all communities or states.  Cannot be combined with any other discounts, promotions, or incentives. Not all borrowers will qualify. Restrictions apply.  Subject to final contract terms, see Sales Consultant for details. K. Hovnanian American Mortgage, L.L.C. 3601 Quantum Boulevard, Boynton Beach, FL 33426. NMLS #3259 (www.nmlsconsumeraccess.org). Licensed by Arizona Department of Insurance and Financial Institutions. Lic. #906585. ©2024 K. Hovnanian Arizona Operations, LLC; ROC 188563. ©2024 K. Hovnanian Arizona New GC, LLC; ROC 277023. Equal Housing Opportunity.