*Alto is offered by K. Hovnanian at Alto, LLC. For contracts entered between 9/12/23 and 10/15/23. Home must close by 10/31/23. An example interest rate of 4.99% (5.071% APR) for a 30-year fixed, owner occupied, conventional mortgage. $2,495 monthly payment which includes principal, interest, estimated taxes and homeowner’s insurance as well as HOA dues, if applicable (PITI), Terms factoring in prepaid interest, closing costs, and a purchase price of $484,990 with 20% down payment and an excellent credit score rating, and application of incentives toward closing costs, including any discount points. Flood insurance may be required. Sales price used for comparative purposes is an estimated sales price and not associated with a specific home or location. Example is for illustrative purposes only; interest rates are subject to market conditions. For information about market rate trends, visit https://www2.optimalblue.com/obmmi/. Optimal Blue, LLC shall retain the exclusive ownership, all rights reserved. This offer may change or be cancelled without prior notice. Seller is not a lender. Buyer is not required to finance through K. Hovnanian American Mortgage, L.L.C. (“KHAM”) to purchase a home; however, financing through KHAM is required to receive incentive. Offer subject to all RESPA guidelines. This is not a commitment to lend. Buyer is subject to credit and underwriting qualifications, and investor program guidelines. Not available on all homes or in all communities or states. Cannot be combined with any other discounts, promotions, or incentives. Not all borrowers will qualify. Restrictions apply. Subject to final contract terms, see Sales Consultant for details. K. Hovnanian American Mortgage, L.L.C. 3601 Quantum Boulevard, Boynton Beach, FL 33426. NMLS #3259 (www.nmlsconsumeraccess.org).. Licensed by Arizona Department of Insurance and Financial Institutions. Lic. #906585. ©2023 K. Hovnanian Arizona Operations, LLC; ROC 188563. ©2023 K. Hovnanian Arizona New GC, LLC; ROC 277023. Equal Housing Opportunity.