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Estimated monthly payment is calculated on the price of the home and terms as shown above and includes estimates for property taxes and homeowners’ insurance as well as HOA Fees and PMI/MIP (if applicable).  Your actual monthly payment may be greater. The estimated monthly payment is provided for illustration purposes only and is not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any purchaser and/or transaction. Interest rate is not guaranteed and is subject to market conditions and may change or program may be cancelled without prior notice. You should contact a lender of your choosing for information, terms, and conditions specific to your current situation. Click here for further details.
Interest rate is as of 3/20/2020. Mortgage loan assumes no fees payable to lender so that the interest rate and APR are the same. If your lender charges any fees in connection with the mortgage loan, your APR will be higher. Assumes a 30-year fixed rate, owner-occupied mortgage loan for a purchaser with a credit score of 740+ with a down payment of [Down Payment Percentage] as described in the Mortgage Calculator. For conventional mortgages, Private Mortgage Insurance (PMI) may be required by your lender if your down payment is less than 20%. For FHA mortgages, a Mortgage Insurance Premium (MIP) payment is required at an upfront rate of 1.75% of the borrowed amount and monthly at an annual rate of 0.85% of the amount borrowed. Not all communities are eligible for FHA financing.

Your interest rate may vary depending upon the type of mortgage, loan amount, loan-to-value ratio, occupancy, purpose of loan, and your credit scores. Assumed terms may not be available to all or any purchasers. Loan programs, financing programs, interest rates, home purchase price, fees, payments and offers may vary, are subject to change or cancellation at any time without notice and are subject to the specific underwriting guidelines of your chosen lender, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. Property taxes, homeowner’s insurance and HOA fees are estimates only. Actual amounts for property taxes, homeowner’s insurance and HOA fees may be higher and are subject to change from time to time. Flood insurance may be required depending on location of the home. Mortgage calculator is for informational and illustrative purposes only. You are encouraged to seek advice from a lender of your choosing for information, terms and conditions specific to your current situation.

K. Hovnanian Homes is not acting on behalf of or at the direction of HUD/FHA or the federal government. 

KHAM 30 YEAR FIXED FNMA/FHLMC RATE
Please use the list below to determine your estimated interest rate based on your credit score. 
Note: These values are only an estimate. Please speak with a K. Hovnanian American Mortgage advisor for more information.

  • 620-639 = 5.415%
  • 680-699 = 3.821%
  • 720-739 = 3.504%
  • 740 or greater = 3.410%
Back to Arizona
K. HOVNANIAN'S® FOUR SEASONS AT

VICTORY AT VERRADO

Virtual Appointments

The buying process has never been easier. Contact a K. Hovnanian Online Community Specialist today to schedule a video chat with our experienced Sales Consultants.

Contact Us Today!

Resort-Style Living in the Scenic Desert

Four Seasons at Victory at Verrado offers resort-style living in a picturesque setting. Enjoy beautiful golf courses and easy access to Phoenix. Make lasting connections with a diverse community of people at a fabulous stage in life.

Something New Every Day

From lifelong hobbies to untapped passions, there's always something fun to do and new to try.

8:00am 10:00am 11:00am 1:00pm 3:00pm 7:00pm 8:00pm
Garage Sale Farmers Market Go & Sew Tai Chi Club Spanish Club Movie Night Astronomy Club
Eat & Drink

Eat & Drink

Enjoy nearby pubs & restaurants such as the Vic Bar & Kitchen, Verrado Grill, Tempo Urban Bistro and Cliff House. Perfect for getting together with friends and family or socializing with your neighbors.
Golf

Golf

Enjoy a great game of golf at the Victory Course, which is unlike any you've played. The dramatic backdrop of the White Tank Mountains reminds us why we live in Arizona. Set within the tranquil canyons of the White Tanks, you’re sure to improve your game.
Shopping

Shopping

Main Street at Verrado offers a little something for everyone. Within, you'll find grocery stores for everyday shopping, several restaurants, a barber shop & more! Events held regularly on Main Street bring out the vibrancy of the community.
Swim

Swim

Looking to take a refreshing dip? You’ll find them aplenty. First try your hand at The Victory Club where these majestic pools sit over 1,900 feet above the desert floor. For more family oriented pool gatherings, you can visit the Verrado Heritage Pool.
Tennis

Tennis

Join the tennis club or just pick up a game one afternoon. Whether you’re a true pro or looking to try out a new hobby, the tennis courts at Four Seasons Victory at Verrado are ideal.
Hiking Trails

Hiking Trails

If you love great trails, Victory is on the right path. Victory's trails are an innovative path and trail network for everyone from casual walkers to competitive runners or hardcore mountain bikers. Simply put, Victory Trails will keep you moving.  Join the Hiking Club to meet your active neighbors!
Wine Club

Wine Club

Along the cliffs below, you'll see our Vineyard growing grapes perfect for Zinfandel & Pinot Grigio wines. Enjoy education & events, such as wine-making classes & vintner dinners as well as appreciate the rustic al-fresco farm table set under bistro lights for tastings.
Community Parks

Community Parks

78 to be exact! Enjoy big parks, small parks, dog parks, play parks and sports parks throughout this master planned community. Visit a different park each weekend and still not see them all in a year!
Victory Bike Club

Victory Bike Club

Enjoy getting a good ride in and are in need of some motivation? The Victory Bike Club is just the group for you, providing weekly rides of varying difficulties, this club is sure to keep your heart rate up and your legs pumping.
Euchre Club

Euchre Club

With just five cards dealt to each player, the object is to win at least three of the five tricks. Will you get the extra bonus for winning all five? Join in! 

Resort-Style Living

Maintenance free living at its best! Experience the harmonious balance of comfort and luxury at Four Seasons at Victory at Verrado.

All Community Amenities:

Amazing Weather

Amazing Weather

Boasting over 300+ days of sunshine a year, you can enjoy the outdoors almost any time. Enjoy backyard parties or any number of ongoing activities throughout the community.
Community Parks

Community Parks

There are 78 uniquely designed neighborhood parks throughout this master planned community. Visit a different park each weekend and still not see them all in a year!
Restaurants

Restaurants

Looking for a bite to eat or a place to share drinks and socialize with friends? The Vic Bar & Kitchen, Verrado Grill, Tempo Urban Bistro, Cliff House, as well as others offer a perfect place to nosh.
Golf Club

Golf Club

When not shooting balls on the links and its time to unwind, the Verrado Golf Club is the perfect place to relax at the end of a good game.
Pools

Pools

Nothing beats the heat like a lovely swim in a pool and Victory has three of them. Offering majestic views of the White Tank Mountains.
Spa

Spa

In need of a little pampering? Then the Victory Spa and Salon is just the ticket to while away aching muscles, get a new hairstyle, or relax for a manicure or pedicure.
The Victory Club

The Victory Club

The Victory Club, which sits nearly 1,900 feet above the desert floor, is an inspiring resort-style destination. It features a full-service spa, unprecedented valley views, a hillside vineyard plus the Vic Bar + Kitchen.

Lasting Quality for Decades

Our Founder, Kevork S. Hovnanian (Pictured with his son, Ara) was one of the first builders to introduce the concept of Active Lifestyle Communities in the early 1970’s. His vision to combine homes of lasting value with extraordinary amenities became an integral part of his homebuilding company. In 1994, K. Hovnanian’s Four Seasons Active Lifestyle communities were officially introduced with our flagship community located in Lakewood, NJ. Over 25 years later, K. Hovnanian’s Four Seasons communities continue to be the epitome of resort at home living in the most sought-after locations across the country.

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Extra Suite Plus

A private suite including a spacious bedroom and bathroom, a separate living area with a kitchenette and a dedicated private entry.

Virtual Walking Tour

Homes with this icon offer a virtual walking tour.

Site Plan

Explore the Neighborhood

Tucked into the stunning White Tank Mountains and boasting over 300+ days of sunshine a year, Victory at Verrado is the ultimate resort-at-home active adult community.

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                Room dimensions may vary. Prices, availability, and specifications may change without notice. Some photography may be used for illustrative purposes and contain structural options or designer features that are not included as standard. Certain materials may be discontinued or substituted. Please see a community Sales Consultant to learn how you can personalize your new home with optional features and upgrades. This site makes use of licensed stock photography. Some photography may be used for illustrative purposes and may not depict actual features. Images, videos, activities and amenities shown are representative of a typical K. Hovnanian’s® Four Seasons community.  Offerings may vary by community.  Please speak with a community Sales Consultant for details.