Choose Your Savings***

4.99% (5.091% APR) OR SAVE UP TO $148K!

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Don't miss out on limited time savings

More Ways to Save Means More Opportunity for You

  • Lock In 4.99% (5.091% APR)

    Choose certainty with an interest rate as low as 4.99% (5.091% APR) now through December 30th. A lower interest rate today means a lower monthly payment for you. 

  • Save up to $137k

    Or select savings on the price of your home and take up to $137,169 off the base price. 

  • Save on Closing Costs

    No matter how you choose to save, you’ll also receive additional savings up to $11,510 towards closing costs, meaning you’ll need less upfront, out of pocket cash.

Offer Terms and Conditions

***Example interest rate 4.99 rate (5.091% apr) for promotional financing offer applies to select QMI homes (See a Sales Consultant for full details about qualifying homes) with new contracts written on or after October 5, 2022, and close by December 30, 2022. Available only for closed purchase agreements with financing through K. Hovnanian American Mortgage, L.L.C. (KHAM). Total value of incentives may not be combined with other offers. Interest rate is as of 10/5/2022. An interest rate of 4.99 rate (5.091% apr) for a 30-year fixed, 740 FICO, owner occupied, conventional mortgage, with a 20% down payment, .625 % discount points paid by the seller. For information regarding current market rates, please visit https://www.freddiemac.com/pmms. Rates may change or not be available or funds may be exhausted. Buyer is subject to qualification for specific loan terms, occupancy, down payment, credit and underwriting requirements, and/or investor program guidelines. Estimated loan amount of $380,000 and sales price of $475,000. See a Sales Consultant for full details on select QMI homes, not available in all states, communities or homes. Maximum closing cost assistance may vary based on the purchase price, product and occupancy. Not all borrowers will qualify for said rate. Rate is not applicable for all credit profiles. Restrictions apply. Maximum contribution limits will apply. Subject to final negotiation of contract terms and is subject to all RESPA guidelines. The total value of the incentive up to $11,510, may not be combined with any other offers. Up to $11,510 of the incentives may be applied towards closing costs. Seller contribution limits apply and may affect maximum financing. The incentives are based on the use of K. Hovnanian American Mortgage, L.L.C. ("KHAM") for financing or an all cash purchase. If KHAM or all cash is not used, the incentives will be reduced up to the greater of $10,000 or 3% of the purchase price.. K. Hovnanian's Four Seasons communities are intended to provide housing primarily for residents 55 years of age or older. Additional restrictions, including limitations on the ages of additional permanent and temporary residents of a home, may apply. All K. Hovnanian's Four Seasons communities shall be operated as age-restricted communities in compliance with all applicable local, state and federal laws. Limited exceptions for residents 50 years of age or older may apply. K. Hovnanian Homes is not a lender. K. Hovnanian American Mortgage, L.L.C. 3601 Quantum Boulevard, Boynton Beach, FL 33426. NMLS #3259 (www.nmlsconsumeraccess.org). Licensed by the New Jersey Department of Banking and Insurance. See a Sales Consultant for full details. Equal Housing Opportunity.

Up to $137,169 reduction off of the base sales price