Two Great Ways to Save

Monthly Payments as Low as $1,146/mo* for Year 1

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Don't miss out on limited time savings


  • Closing Cost Assistance

    Plus, get up to $5,000 toward closing costs regardless of whether you finance your home or pay cash.

  • Looking to Pay Cash?

    In lieu of a discounted interest rate, enjoy discounted prices up to $20,000 on select homes.


  • Temporary Rate Buydown

    Enjoy lower interest rates for the first three years of your loan, with monthly payments starting at just $1,146/mo for Year 1.

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Offer Terms and Conditions

**For new contracts written on or after 11/11/2022 and must close on or before 12/30/2022.
Program 1: Seller to pay temporary buydown funds to temporarily reduce the loan’s interest rate and lower the payment for the first three years of an owner-occupied, 30-year fixed conventional loan with 10% down payment. Example: 6.875% (7.222% APR) 30 Year Fixed Rate Conventional mortgage with a sales price of $228,490, loan amount of $205,600. Seller paid 3/2/1 buydown fee. Year 1: 3.875% (7.222% APR) monthly payment $1,146, Year 2: 4.875% (7.222% APR) monthly payment $1,268 ,  Year 3: 5.875% (7.222% APR) monthly payment $1,395, and Years 4 – 30: 6.875% (7.222% APR) monthly payment $1,530. Includes seller paid discount points of 1.375%. Monthly mortgage payment includes principal, interest, property taxes, homeowner's insurance, private mortgage insurance. Property taxes, homeowner's insurance, and private mortgage insurance are estimates only and may be higher. Property HOA fees are not included and may apply. Flood insurance may be required depending on the location of the home. Private Mortgage Insurance (PMI) is required if your down payment is less than 20%. Interest rate quote is not guaranteed and is subject to market conditions. Must obtain financing through K. Hovnanian American Mortgage, L.L.C. (“KHAM”).   For information regarding current market rates, please visit (  Buyer is subject to qualification for specific loan terms, occupancy, down payment, credit and underwriting requirements, and/or investor program guidelines. See a Sales Consultant for full details on select QMI homes, not available in all states, communities or homes. Subject to change without prior notice and cannot be combined with any other discounts, promotions or incentives. The offer may be canceled without prior notice. Maximum closing cost assistance may vary based on the purchase price, product and occupancy. Not all borrowers will qualify. Restrictions apply. Maximum contribution limits will apply.  This is not a commitment to lend.  Available only for closed purchase agreements with financing through K. Hovnanian American Mortgage, L.L.C. Subject to final negotiation of contract terms and is subject to all RESPA guidelines. K. Hovnanian Homes is not a lender. 

Program 2: Up to $20,000 reduction off of the base sales price.

Incentives may vary and are subject to change without notice. The total value of the incentive up to $5000, may not be combined with any other offers. Up to $5000 of the incentives may be applied towards closing costs. Seller contribution limits apply and may affect maximum financing. The incentives are based on the use of K. Hovnanian American Mortgage, L.L.C. ("KHAM") for financing or an all cash purchase. If KHAM or all cash is not used, the incentives will be reduced by up to $5,000.  KHAM, 3601 Quantum Boulevard, Boynton Beach, FL 33426. NMLS #3259 (  Licensed by Ohio Division of Financial Institutions. Lic. RM.850228.000. See a Sales Consultant for full details. Equal Housing Opportunity.