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Calculate Your Mortgage

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Estimated monthly payment is calculated on the price of the home and terms as shown above and includes estimates for property taxes and homeowners’ insurance as well as HOA Fees and PMI/MIP (if applicable).  Your actual monthly payment may be greater.   The estimated monthly payment is provided for illustration purposes only and is not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any purchaser and/or transaction.  Interest rate is not guaranteed and is subject to market conditions and may change or program may be cancelled without prior notice.  You should contact a lender of your choosing for information, terms, and conditions specific to your current situation.  Click here for further details.
Interest rate is as of 11/27/2019. Mortgage loan assumes no fees payable to lender so that the interest rate and APR are the same. If your lender charges any fees in connection with the mortgage loan, your APR will be higher. Assumes a 30-year fixed rate, owner-occupied mortgage loan for a purchaser with a credit score of 740+ with a down payment of [Down Payment Percentage] as described in the Mortgage Calculator. For conventional mortgages, Private Mortgage Insurance (PMI) may be required by your lender if your down payment is less than 20%. For FHA mortgages, a Mortgage Insurance Premium (MIP) payment is required at an upfront rate of 1.75% of the borrowed amount and monthly at an annual rate of 0.85% of the amount borrowed. Not all communities are eligible for FHA financing.

Your interest rate may vary depending upon the type of mortgage, loan amount, loan-to-value ratio, occupancy, purpose of loan, and your credit scores. Assumed terms may not be available to all or any purchasers. Loan programs, financing programs, interest rates, home purchase price, fees, payments and offers may vary, are subject to change or cancellation at any time without notice and are subject to the specific underwriting guidelines of your chosen lender, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. Property taxes, homeowner’s insurance and HOA fees are estimates only. Actual amounts for property taxes, homeowner’s insurance and HOA fees may be higher and are subject to change from time to time. Flood insurance may be required depending on location of the home. Mortgage calculator is for informational and illustrative purposes only. You are encouraged to seek advice from a lender of your choosing for information, terms and conditions specific to your current situation.

K. Hovnanian Homes is not acting on behalf of or at the direction of HUD/FHA or the federal government.

KHAM 30 YEAR FIXED FNMA/FHLMC RATE
Please use the list below to determine your estimated interest rate based on your credit score. 
Note: These values are only an estimate. Please speak with a K. Hovnanian American Mortgage advisor for more information.

  • 620-639 = 5.694%
  • 680-699 = 4.407%
  • 720-739 = 3.923%
  • 740 or greater = 3.802%
  • Home Designs
    • Donegal - Arbors Collection
    • Dorchester - Foxpath Collection
    • Athens Loft - Arbors Collection
    • Ibiza - Foxpath Collection
    • Donegal Loft - Arbors Collection
    • Killarney II - Foxpath Collection
    • Lewes - Foxpath Collection
    • Killarney II Loft - Foxpath Collection
    • Ravenna - Lake Bluff Collection
    • Lewes Loft - Foxpath Collection
    • Porto - Lake Bluff Collection
    • Marseille Loft - Lake Bluff Collection
    • Ravenna Loft - Lake Bluff Collection
    • San Sebastian Loft - Lake Bluff Collection

Homes with this icon

offer a virtual walking tour.

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Room dimensions may vary. Prices, availability, and specifications may change without notice. Some photography may be used for illustrative purposes and contain structural options or designer features that are not included as standard. Certain materials may be discontinued or substituted. Please see a community Sales Consultant to learn how you can personalize your new home with optional features and upgrades.

  • Quick Move In Homes
    • Ibiza - Foxpath Collection
      287 Castaway Drive, Homesite 5507
    • Dorchester - Foxpath Collection
      315 Castaway Drive, Homesite 5513
    • Athens Loft - Arbors Collection
      351 Castaway Drive, Homesite 6532
    • Athens Loft - Arbors Collection
      339 Castaway Drive, Homesite 6535
    • Donegal Loft - Arbors Collection
      367 Castaway Drive, Homesite 6528
    • Porto - Lake Bluff Collection
      399 Castaway Drive, Homesite 6516
    • Ravenna Loft - Lake Bluff Collection
      114 Sand Lapper Cove, Homesite 6604
    • Killarney II - Foxpath Collection
      152 Quarter Casting Circle, Homesite 5551
      Under Contract
    • Ravenna Loft - Lake Bluff Collection
      106 Sand Lapper Cove, Homesite 6602
      Under Contract
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Room dimensions may vary. Prices, availability, and specifications may change without notice. Some photography may be used for illustrative purposes and contain structural options or designer features that are not included as standard. Certain materials may be discontinued or substituted. Please see a community Sales Consultant to learn how you can personalize your new home with optional features and upgrades.

Community Amenity Media Gallery

View Amenities
  • Your Life. Your Way.

    K. Hovnanian's communities set the standard for lifestyle & fulfillment.

  • Lazy Days Await

    Soak in the sun or splash around with neighbors.

  • Sand in Your Toes

    Kick back, relax and enjoy 15 miles of shoreline.

  • What a Catch!

    Pick up a boat and some tackle at Doc's Boathouse.

  • Get Your Fetch On

    What better way to show Fido he was a good boy than the dog park

  • Your at Home 5-Star Resort

    Fishing, dining, & water activities are all steps from your new home!

  • The Lakeside Clubhouse

    Grab a bite at Backwater Bill's Grill or spend the day at The Tower Bar.

  • Hours of Fun

    Endless amounts of activities for your friends and family!

  • Sunny Days Await

    Grab a book and escape for a few hours by the pool.

This site makes use of licensed stock photography. Some photography may be used for illustrative purposes and may not depict actual features.

Please see your Sales Consultant to learn how you can personalize your new home with designer options and upgrades.
This site makes use of licensed stock photography. Some photography may be used for illustrative purposes and may not depict actual features.

This site makes use of licensed stock photography. Some photography may be used for illustrative purposes and may not depict actual features.

This site makes use of licensed stock photography. Some photography may be used for illustrative purposes and may not depict actual features.

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