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Estimated monthly payment is calculated on the price of the home and terms as shown above and includes estimates for property taxes and homeowners’ insurance as well as HOA Fees and PMI/MIP (if applicable).  Your actual monthly payment may be greater.   The estimated monthly payment is provided for illustration purposes only and is not a commitment to lend, nor a representation or guaranty that such payment amount will be applicable to any purchaser and/or transaction.  Interest rate is not guaranteed and is subject to market conditions and may change or program may be cancelled without prior notice.  You should contact a lender of your choosing for information, terms, and conditions specific to your current situation.  Click here for further details.
Interest rate is as of 10/4/2019. Mortgage loan assumes no fees payable to lender so that the interest rate and APR are the same. If your lender charges any fees in connection with the mortgage loan, your APR will be higher. Assumes a 30-year fixed rate, owner-occupied mortgage loan for a purchaser with a credit score of 740+ with a down payment of [Down Payment Percentage] as described in the Mortgage Calculator. For conventional mortgages, Private Mortgage Insurance (PMI) may be required by your lender if your down payment is less than 20%. For FHA mortgages, a Mortgage Insurance Premium (MIP) payment is required at an upfront rate of 1.75% of the borrowed amount and monthly at an annual rate of 0.85% of the amount borrowed. Not all communities are eligible for FHA financing.

Your interest rate may vary depending upon the type of mortgage, loan amount, loan-to-value ratio, occupancy, purpose of loan, and your credit scores. Assumed terms may not be available to all or any purchasers. Loan programs, financing programs, interest rates, home purchase price, fees, payments and offers may vary, are subject to change or cancellation at any time without notice and are subject to the specific underwriting guidelines of your chosen lender, credit approval, property appraisal, seller contribution limits, and other conditions, as applicable. Property taxes, homeowner’s insurance and HOA fees are estimates only. Actual amounts for property taxes, homeowner’s insurance and HOA fees may be higher and are subject to change from time to time. Flood insurance may be required depending on location of the home. Mortgage calculator is for informational and illustrative purposes only. You are encouraged to seek advice from a lender of your choosing for information, terms and conditions specific to your current situation.

K. Hovnanian Homes is not acting on behalf of or at the direction of HUD/FHA or the federal government.

KHAM 30 YEAR FIXED FNMA/FHLMC RATE
Please use the list below to determine your estimated interest rate based on your credit score. 
Note: These values are only an estimate. Please speak with a K. Hovnanian American Mortgage advisor for more information.

  • 620-639 = 5.693%
  • 680-699 = 4.459%
  • 720-739 = 4.024%
  • 740 or greater = 3.899%

 

  • Monterey II D2 with opt. stone

  • Monterey II C with opt. stone

  • Monterey II B with opt. stone

  • Monterey II A2 with opt. stone

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Monterey II

K. Hovnanian's® Four Seasons at Chestnut Ridge

The Monterey II offers:

  • Welcoming foyer greeting guests into this charming ranch home
  • Formal home office, ideal as a study or personal library
  • Functional dining room for easy entertaining of family and friends
  • Elegant owner's suite with private bath and expansive walk-in closet
  • Optional basement or optional attic for storage of seasonal items

Est. Monthly Payment $1,747/mo*

Based on a 30 year fixed loan at 3.899% with 10% down

To modify these selections, use our Mortgage Calculator

Starting From $225,900

Single Family Homes

Approx. Sq Ft: 1,873

  • 1

    Story

  • 2

    Beds

  • 2

    Baths

  • 2

    Garages

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  • Floor Plans
  • Exteriors
  • Design Features
  • Media Gallery

Home Details

Home Details

Monterey II

Contact Us

866-601-9464

866-601-9464

  • Monterey II D2 with opt. stone

  • Monterey II D2

  • Monterey C with opt. stone

  • Monterey C

  • Monterey B with opt. stone

  • Monterey II B

  • Monterey II A2 with opt. stone

  • Monterey II A2

    Contemporary Kitchen

    • Progress® Lighting fixtures throughout kitchen
    • Beautifully crafted Aristocraft® cabinetry with 36" upper cabinets
    • GE® Dishwasher, Range and Hood
    • Formica® kitchen countertops with backsplash
    • Sterling® stainless double-bowl kitchen sink
    • Mannington® vinyl flooring

      Luxurious Bath

      • NuTone® exhaust fan in all baths for built-in convenience
      • Designer Moen® faucets add an elegant touch
      • A.O. Smith® 50-gallon electric water heater for years of reliable hot water
      • Sterling® tubs and showers heighten elegance and style
      • Stylish vinyl flooring is both functional and striking

        Designer Interiors

        • Hard-wired smoke detectors with a battery backup
        • Switch-controlled ceiling lights in all bedrooms
        • Sherwin-Williams® paint in your choice of two colors
        • Masonite® six-panel interior doors
        • Kwikset® nickel door hardware
        • Mohawk® carpeting and padding

          Refined Exteriors

          • KP® Building Products low-maintenance vinyl siding, trim & vinyl soffits
          • Energy efficient single-hung vinyl MI® windows
          • Exterior weatherproof electrical outlets
          • Wayne Dalton® fiberglass garage door
          • Delta MS® 30-year foundation waterproofing system
          • Landscaping package - front/back yard and irrigation system (per design)

          Monterey II Media Gallery

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          for the Monterey II Home Design

          Room dimensions may vary. Prices, availability, and specifications may change without notice. Some photography may be used for illustrative purposes and contain structural options or designer features that are not included as standard. Certain materials may be discontinued or substituted. Please see a community Sales Consultant to learn how you can personalize your new home with optional features and upgrades.

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