Mortgage rates have fallen to their lowest levels in over a year, reports The Washington Post. According to data released late last week by Freddie Mac, the average 30-year fixed rate has fallen to 3.99 percent and the average 15-year fixed-rate has dropped to 3.46 percent. These are the lowest rates seen in the last 16 months, causing many potential buyers to consider the purchase of a home in the months ahead.

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